Personal loans in Patmos, AR

The Patmos data picture

Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.

• Population: 55 people, a figure that places Patmos 487th among the 500 Census places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 3.5% across the 2020-to-2023 comparison.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: roughly 3% of Arkansas places rank below Patmos.
• Density: the Census land area of 0.1 sq mi holds about 495 people per square mile.
• By land area: Patmos ranks 497th among Arkansas's 500 places, at 0.1 sq mi.
• State share: roughly 0.0% of Arkansas's residents live in Patmos (55 people).
• National rank: Patmos sits 18,910th by population among the 19,457 places in this dataset.
• Growth in Arkansas: Patmos stands 397th by percentage change from 2020 to 2023, among 500 places.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Patmos's 3.5%.
• Density rank: Patmos is the 190th most densely settled place in Arkansas.
• Density in context: Patmos's 495 people per square mile sit against a Arkansas median of 386.
• Location: 33.5114, -93.5670 (US Census Bureau Gazetteer).
• Nearest larger cities: Lewisville (10 mi); Bodcaw (11 mi); Hope (11 mi); Stamps (12 mi); Perrytown (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: McNab (18 mi); Ozan (25 mi); Whelen Springs (34 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Larger places within 100 miles: 229.

A pre-application checklist for Patmos

These steps shape the offer you get in Patmos, a place of about 55 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Patmos and the rest of Arkansas is not the process but the borrower's own file, among the 55 people here.

What shapes a Patmos personal loan

With roughly 55 residents, Patmos is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Patmos. A longer term lowers the monthly payment on a Patmos loan but raises total interest, so the smallest payment is not the cheapest loan.

How Patmos compares across Arkansas

Within Arkansas, Patmos holds roughly 0.0% of all residents, the 487th-largest share among 500 places. On the 2020-to-2023 trend, Patmos stands 397th among Arkansas's 500 places — roughly the 21th percentile. By density, at about 495 people per square mile, it ranks 190th in Arkansas. By land area, its 0.1 square miles rank 497th of 500 places in Arkansas.

The Arkansas lending rules that reach Patmos

The rows below set out what a licensed lender must follow in Arkansas, and so for Patmos's roughly 55 residents.

Lender access in Patmos

With about 495 residents per square mile, Patmos is lightly settled, and 73 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Patmos without a local office, so branch density does not change what its 55 residents are offered. For a larger market, the closest option is Lewisville, AR about 10 miles away.