Personal loans in Garland, AR

A larger market lies at Lewisville, AR about 8 miles away. Census figures put the 2020-to-2023 increase in Garland at about 0.5%. State law, not city hall, decides what a lender may do to Garland's roughly 196 residents, and a state regulator supervises it. For a community of about 196, the practical step is to compare APR across at least three lenders before committing.

Garland: population, trend and location

Two layers matter for a Garland borrower: the local population picture and Arkansas's consumer-lending statutes.

• Population: the Census counts 196 residents in Garland (Vintage 2023 subcounty estimate), the 374th-largest figure among Arkansas's 500 places.
• Population trend: A gain of roughly 0.5% between 2020 and 2023.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: Garland's 196 people outrank roughly 25% of the places in Arkansas.
• Density: the Census land area of 0.9 sq mi holds about 223 people per square mile.
• Land area: Garland covers 0.9 square miles, the 375th-largest area among Arkansas's 500 places.
• State population share: Garland accounts for about 0.0% of everyone in Arkansas.
• National rank: Garland sits 16,548th by population among the 19,457 places in this dataset.
• Growth rank: Garland ranks 205th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Garland's 0.5%.
• Density rank: Garland places 354th among Arkansas's places by people per square mile.
• Density in context: Garland's 223 people per square mile sit against a Arkansas median of 386.
• Location: 33.3610, -93.7142 (US Census Bureau Gazetteer).
• Nearest larger cities: Lewisville (8 mi); Fouke (12 mi); Stamps (12 mi); Texarkana (17 mi); Bradley (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places nearby: Patmos (13 mi); Buckner (16 mi); Fulton (18 mi).
• Smaller neighbours: 24 places smaller than Garland sit within 50 miles.
• Within 100 miles: 193 places are larger than Garland.

The geography behind Garland

Garland's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. With 196 residents, the land area yields roughly 223 people per square mile. Little Rock, the largest place in Arkansas, is about 122 miles from Garland. A 50-mile radius around Garland takes in 52 places that are larger. Within the same 50 miles lie 24 smaller Census places.

Lender access in Garland

Garland is a lightly settled community of about 196 people, with 52 larger places inside a 50-mile radius. Whether Garland has a local branch or not, a Arkansas-licensed lender can serve its 196 people online on the same terms. The nearest larger city, Lewisville, AR about 8 miles away.

Where Garland sits in Arkansas

Against Arkansas's other places, Garland accounts for about 0.0% of the state's population and ranks 374th of 500 by size. For population change between 2020 and 2023, Garland ranks 205th of 500 in Arkansas (about the 59th percentile). By density, at about 223 people per square mile, it ranks 354th in Arkansas. Between 2020 and 2023 the count changed by roughly 1 residents.

The anatomy of a Garland personal loan

Most loans made to Garland's 196 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Garland can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Garland loan but raises total interest, so the smallest payment is not the cheapest loan.

What Arkansas law requires in Garland

For the roughly 196 residents of Garland, the rules below are Arkansas's own; each row carries its publisher and retrieval date.