Personal loans in Pennsboro, WV

What the Census records for Pennsboro

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

• Population: about 1,014 people live here, which puts Pennsboro 99th of 230 Census places in West Virginia (Vintage 2023).
• Population trend: The 2020-to-2023 change is negative, near 3.8%.
• Change in people: the 2020-to-2023 comparison is a loss of about 40 residents.
• Size percentile: about 57% of West Virginia's Census places are smaller than Pennsboro.
• Population density: 376 people per square mile on 2.7 square miles of land.
• Land area rank: Pennsboro's 2.7 square miles rank 40th of 230 places in West Virginia.
• Water area: Pennsboro has 0.03 square miles of water, ranking 89th of 230 places in West Virginia.
• Within West Virginia: about 0.2% of the state's population lives in Pennsboro.
• National standing: Pennsboro ranks 10,141st of 19,457 US places.
• Growth in West Virginia: Pennsboro stands 143rd by percentage change from 2020 to 2023, among 230 places.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Pennsboro's 3.8%.
• Density rank: Pennsboro is the 203rd most densely settled place in West Virginia.
• Density vs West Virginia: Pennsboro's 376 people per square mile compare with a state median of 1,021.
• Location: latitude 39.2841, longitude -80.9661 (Census Gazetteer).
• Nearest larger cities: Harrisville (7 mi); St. Marys (15 mi); Sistersville (19 mi); Salem (21 mi); Paden City (22 mi). Larger metros often have more branches, but online lenders reach Pennsboro on the same terms.
• Nearest smaller towns: Ellenboro (5 mi); Pullman (7 mi); West Union (10 mi).
• Smaller places within 50 miles: 53 of them.
• Within 100 miles: 238 places are larger than Pennsboro.

Pennsboro on the map

Inside Pennsboro's boundaries lie roughly 2.7 square miles of land and 0.03 square miles of water. That land carries about 376 people per square mile. Charleston, the largest place in West Virginia, is about 74 miles from Pennsboro. Pennsboro has 35 larger places within a 50-mile radius. The 100-mile radius contains 238 larger places.

How Pennsboro compares across West Virginia

Within West Virginia, Pennsboro holds roughly 0.2% of all residents, the 99th-largest share among 230 places. For population change between 2020 and 2023, Pennsboro ranks 143rd of 230 in West Virginia (about the 38th percentile). Its roughly 376 residents per square mile place it 203rd among West Virginia's places. The population moved by about 40 people between 2020 and 2023, a 3.8% shift.

Which West Virginia laws govern a loan in Pennsboro

Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Pennsboro lender must follow.

Before you apply in Pennsboro

For Pennsboro's roughly 1,014 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the West Virginia licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Pennsboro and the rest of West Virginia is not the process but the borrower's own file, among the 1,014 people here.

Inside a Pennsboro personal loan

A Pennsboro personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,014 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Pennsboro. Shortening the term on a Pennsboro loan raises the monthly payment but cuts the interest; lengthening it does the reverse.