Personal loans in Ellenboro, WV

Ellenboro counts about 243 people, and what is genuinely local about borrowing here is limited — West Virginia law does the governing. The Census estimates 243 residents in Ellenboro, which ranks it 193rd of 230 places in West Virginia. Census figures put the 2020-to-2023 increase in Ellenboro at about 9.0%. Compare APR, not the interest rate, because the APR folds in most fees on a Ellenboro loan. The nearest larger city is Harrisville, WV about 4 miles away.

Where Ellenboro stands

Ellenboro is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 243 people, a figure that places Ellenboro 193rd among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: Roughly 9.0% more residents than the 2020 Census counted.
• People gained or lost: about 20 more since the 2020 base.
• Size percentile: about 16% of West Virginia's Census places are smaller than Ellenboro.
• Population density: about 216 people per square mile (Census land area 1.1 sq mi).
• Land area rank: Ellenboro's 1.1 square miles rank 90th of 230 places in West Virginia.
• Within West Virginia: about 0.0% of the state's population lives in Ellenboro.
• National rank: Ellenboro sits 15,857th by population among the 19,457 places in this dataset.
• Growth rank: Ellenboro ranks 2nd among West Virginia's 230 places for the 2020-to-2023 change.
• Against the state trend: Ellenboro's 9.0% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Ellenboro is the 225th most densely settled place in West Virginia.
• Density in context: Ellenboro's 216 people per square mile sit against a West Virginia median of 1,021.
• Location: coordinates 39.2700, -81.0557 (US Census Bureau Gazetteer).
• Nearest larger cities: Harrisville (4 mi); Pennsboro (5 mi); St. Marys (12 mi); Belmont (13 mi); West Union (15 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Cairo (7 mi); Pullman (8 mi); Auburn (16 mi), each with its own Census population profile.
• Smaller places within 50 miles: 22 of them.
• Larger places within 100 miles: 401.

Ellenboro against the rest of West Virginia

Within West Virginia, Ellenboro holds roughly 0.0% of all residents, the 193rd-largest share among 230 places. On the 2020-to-2023 trend, Ellenboro stands 2nd among West Virginia's 230 places — roughly the 99th percentile. Its roughly 216 residents per square mile place it 225th among West Virginia's places. Within 50 miles sit 22 smaller Census places, alongside the 62 that are larger.

How West Virginia law applies in Ellenboro

Read the table as a lender's compliance picture for Ellenboro: the rule, the sourced figure, the publisher and the date.

Lender access in Ellenboro

Ellenboro is lightly settled, with about 216 people per square mile and 62 larger places within 50 miles. Distance to a branch rarely matters for Ellenboro's 243 residents: the application is online and the price follows your credit file. The nearest larger city, Harrisville, WV about 4 miles away.

Where Ellenboro sits

Ellenboro's land area is roughly 1.1 square miles, and the Gazetteer records no significant water area within it. With 243 residents, the land area yields roughly 216 people per square mile. The largest place in West Virginia, Charleston, lies about 71 miles away. Counting outward 50 miles, 62 larger communities surround Ellenboro. Within the same 50 miles lie 22 smaller Census places.

What to do before borrowing in Ellenboro

These steps shape the offer you get in Ellenboro, a place of about 243 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Be clear on what the loan is for and how it gets repaid.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Ellenboro-specific: the same West Virginia licensing and disclosure rules reach all 243 residents.