Personal loans in Harrisville, WV

Which products a lender may offer to Harrisville's 1,554 residents follows from the West Virginia consumer-lending framework. By population, Harrisville sits at 67th in West Virginia, with an estimated 1,554 residents. If debt is already a strain, a nonprofit credit counsellor can help Harrisville residents before they take on more. The 2020 count to the 2023 estimate shows about 4.5% decline in Harrisville. The nearest larger city is St. Marys, WV about 15 miles away.

What the Census records for Harrisville

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

• Population: an estimated 1,554 residents, 67th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 4.5% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 73 fewer people than the 2020 Census counted.
• Size percentile: roughly 71% of West Virginia places rank below Harrisville.
• Density: roughly 981 residents per square mile, spread over 1.6 sq mi of land.
• By land area: Harrisville ranks 66th among West Virginia's 230 places, at 1.6 sq mi.
• Water area rank: Harrisville ranks 114th among West Virginia's 230 places, with 0.01 sq mi.
• State share: roughly 0.3% of West Virginia's residents live in Harrisville (1,554 people).
• National standing: Harrisville ranks 8,573rd of 19,457 US places.
• Growth rank: Harrisville ranks 178th among West Virginia's 230 places for the 2020-to-2023 change.
• Against the state trend: Harrisville's 4.5% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Harrisville is the 121st most densely settled place in West Virginia.
• Against the state median: Harrisville runs about 981 residents per square mile, where the West Virginia median is 1,021.
• Location: 39.2119, -81.0485 (US Census Bureau Gazetteer).
• Nearest larger cities: St. Marys (15 mi); Williamstown (25 mi); Marietta (26 mi); Parkersburg (27 mi); Vienna (27 mi). Lenders licensed in the state serve Harrisville whether or not they keep a local branch.
• Smaller towns nearby: Ellenboro (4 mi); Pullman (6 mi); Cairo (6 mi).
• Smaller places within 50 miles: 58 of them.
• Larger places within 100 miles: 148.

Harrisville against the rest of West Virginia

Harrisville is the 67th-largest of 230 Census places in West Virginia and contains about 0.3% of the state's people. Its 2020-to-2023 change ranks 178th of 230 West Virginia places, putting it near the 23th percentile for growth. By density, at about 981 people per square mile, it ranks 121st in West Virginia. Within 50 miles sit 58 smaller Census places, alongside the 20 that are larger.

The anatomy of a Harrisville personal loan

In Harrisville, a small community of about 1,554, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Harrisville can be quoted different APRs on the same amount and term. The term you choose in Harrisville decides the split between a comfortable payment and the total interest you pay.

The geography behind Harrisville

Harrisville covers about 1.6 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 1,554 residents, the land area yields roughly 981 people per square mile. The largest place in West Virginia, Charleston, lies about 67 miles away. Counting outward 50 miles, 20 larger communities surround Harrisville. Within the same 50 miles lie 58 smaller Census places.

Borrowing reach in Harrisville

At roughly 981 people per square mile, Harrisville is moderately settled; 20 larger places lie within 50 miles. Lenders licensed in West Virginia reach Harrisville's 1,554 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is St. Marys, WV about 15 miles away.

How West Virginia law applies in Harrisville

The rows below set out what a licensed lender must follow in West Virginia, and so for Harrisville's roughly 1,554 residents.