Personal loans in Oglesby, TX

Oglesby by the numbers

Two layers matter for a Oglesby borrower: the local population picture and Texas's consumer-lending statutes.

• Population: 438 — Oglesby ranks 1,013th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.5% from 2020 to 2023.
• Absolute change: 2 residents lost between 2020 and 2023.
• Size percentile: about 17% of Texas communities are smaller than Oglesby (438 residents).
• Density: roughly 857 residents per square mile, spread over 0.5 sq mi of land.
• Land area: Oglesby covers 0.5 square miles, the 1,146th-largest area among Texas's 1,224 places.
• State population share: Oglesby accounts for about 0.0% of everyone in Texas.
• Nationally: Oglesby is the 13,718th-largest of 19,457 Census places in the dataset.
• Growth rank: Oglesby's 2020-to-2023 change ranks 911th of 1,224 places in Texas.
• Against the state trend: Oglesby's 0.5% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Oglesby ranks 602nd by people per square mile.
• Against the state median: Oglesby runs about 857 residents per square mile, where the Texas median is 840.
• Location: 31.4186 / -97.5113, per the US Census Bureau Gazetteer.
• Nearest larger cities: McGregor (5 mi); Crawford (9 mi); Moody (12 mi); Gatesville (14 mi); Valley Mills (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places close by: South Mountain (10 mi); Cranfills Gap (31 mi); Ross (32 mi).
• Smaller places within 50 miles: 11 of them.
• Larger places within 100 miles: 219.

Oglesby: area, density and distance

Oglesby covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 857 people per square mile. Houston, the largest place in Texas, is about 169 miles from Oglesby. Oglesby has 51 larger places within a 50-mile radius. By land area it ranks 1,146th of 1,224 Texas places.

Oglesby's place among Texas's 1,224 places

Within Texas, Oglesby holds roughly 0.0% of all residents, the 1,013th-largest share among 1,224 places. Its 2020-to-2023 change ranks 911th of 1,224 Texas places, putting it near the 26th percentile for growth. By density, at about 857 people per square mile, it ranks 602nd in Texas. Within 50 miles sit 11 smaller Census places, alongside the 51 that are larger.

What shapes a Oglesby personal loan

In Oglesby, a small community of about 438, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Oglesby. Shortening the term on a Oglesby loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Texas law requires in Oglesby

Texas has no separate rate rule for Oglesby; the sourced rows below are what reach every lender that serves its 438 people.

Before you apply in Oglesby

These steps shape the offer you get in Oglesby, a place of about 438 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Test your amount and term in the personal loan calculator first.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Texas licence with the regulator listed on this page.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.

In Oglesby as elsewhere in Texas, the written terms — not the advertisement — are what count for its 438 residents.