Personal loans in Crawford, TX

To lend to Crawford's 925 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. The Census estimates 925 residents in Crawford, which ranks it 825th of 1,224 places in Texas. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Crawford loan. Population in Crawford climbed about 4.3% over the three years from 2020 to 2023. The next larger city is McGregor, TX about 8 miles away.

Crawford: the sourced local profile

Set out below is Crawford's local context next to the state-level rules that reach every lender here.

• Population: 925 people, a figure that places Crawford 825th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 4.3% since the 2020 count.
• Absolute change: 38 residents added between 2020 and 2023.
• Size percentile: bigger than about 33% of the places in Texas, with 925 residents in Crawford.
• Population density: about 642 people per square mile across 1.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Crawford ranks 876th among Texas's 1,224 places, at 1.4 sq mi.
• State share: roughly 0.0% of Texas's residents live in Crawford (925 people).
• National standing: Crawford ranks 10,568th of 19,457 US places.
• Growth rank: Crawford's 2020-to-2023 change ranks 480th of 1,224 places in Texas.
• Against the state trend: Crawford's 4.3% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Crawford is the 781st most densely settled place in Texas.
• Against the state median: Crawford runs about 642 residents per square mile, where the Texas median is 840.
• Location: 31.5379, -97.4468 (Census Gazetteer coordinates).
• Nearest larger cities: McGregor (8 mi); Valley Mills (8 mi); Woodway (13 mi); Waco (15 mi); Hewitt (16 mi). Living near a larger metro rarely changes what is available in Crawford.
• Nearest smaller towns: Oglesby (9 mi); South Mountain (15 mi); Ross (24 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 26 of them.
• Within 100 miles: 199 places are larger than Crawford.

What is available to Crawford borrowers

At roughly 642 people per square mile, Crawford is moderately settled; 41 larger places lie within 50 miles. Whether Crawford has a local branch or not, a Texas-licensed lender can serve its 925 people online on the same terms. For a larger market, the closest option is McGregor, TX about 8 miles away.

Crawford: area, density and distance

Crawford's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 642 people per square mile. The largest place in Texas, Houston, lies about 172 miles away. A 50-mile radius around Crawford takes in 41 places that are larger. Within the same 50 miles lie 26 smaller Census places.

A practical checklist for Crawford borrowers

Before you hand your details to a lender in Crawford, where the population is near 925:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Texas regulator's licence records before you sign.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Keep the amount to the expense; an approval is not a reason to take more.

What differs between Crawford and the rest of Texas is not the process but the borrower's own file, among the 925 people here.

Texas consumer-lending rules applied in Crawford

Below are the Texas rules that apply to a loan made in Crawford, each with the regulator that issued it.

The anatomy of a Crawford personal loan

Crawford is a small community of about 925 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Crawford's rank of 825th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Crawford decides the split between a comfortable payment and the total interest you pay.