Personal loans in Moody, TX

The roughly 1,618 people who live in Moody borrow under Texas rules; city hall sets no personal-loan rate. Begin with the payment, then weigh APR and total interest across the lenders that reach Moody's 1,618 residents. Consumer lending that reaches Moody's 1,618 residents is governed by Texas statute; no city ordinance changes it. The nearest larger metro is Troy, TX about 9 miles away.

Where Moody stands

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

• Population: an estimated 1,618 residents, 666th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: About 4.1% above the 2020 Census base.
• Net change: roughly 64 more people than the 2020 Census counted.
• Size percentile: with 1,618 residents, Moody is larger than about 46% of Texas's Census places.
• Density: the Census land area of 1.4 sq mi holds about 1,162 people per square mile.
• Land area: Moody covers 1.4 square miles, the 892nd-largest area among Texas's 1,224 places.
• State population share: Moody accounts for about 0.0% of everyone in Texas.
• National rank: Moody is the 8,423rd most populous of the 19,457 Census places covered here.
• Growth in Texas: Moody stands 495th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Moody's 4.1% change compares with a Texas average of +6.5% across its 1,224 places.
• Density in Texas: Moody ranks 414th by people per square mile.
• Against the state median: Moody runs about 1,162 residents per square mile, where the Texas median is 840.
• Location: the Census Gazetteer records it at 31.3066, -97.3590.
• Nearest larger cities: Troy (9 mi); McGregor (9 mi); Lorena (10 mi); Morgan's Point Resort (12 mi); Hewitt (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller towns nearby: Bruceville-Eddy (6 mi); Oglesby (12 mi); Crawford (17 mi).
• Smaller places within 50 miles: 35 of them.
• At 100 miles: 132 larger Census places fall inside that radius.

Borrowing reach in Moody

Moody is a moderately settled community of about 1,618 people, with 29 larger places inside a 50-mile radius. A Texas licence lets a lender serve Moody without a local office, so branch density does not change what its 1,618 residents are offered. For a larger market, the closest option is Troy, TX about 9 miles away.

What shapes a Moody personal loan

Moody is a small community of about 1,618 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Moody. Because the payment is fixed, the total cost of a Moody loan is knowable in advance — unlike a revolving card balance.

How Texas law applies in Moody

Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Moody lender must follow.

Moody: area, density and distance

Moody's land area is roughly 1.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,162 residents per square mile. The largest place in Texas, Houston, lies about 157 miles away. A 50-mile radius around Moody takes in 29 places that are larger. By land area it ranks 892nd of 1,224 Texas places.

Moody's place among Texas's 1,224 places

Set beside Texas's 1,224 places, Moody ranks 666th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Moody stands 495th among Texas's 1,224 places — roughly the 60th percentile. By density, at about 1,162 people per square mile, it ranks 414th in Texas. In land area, Moody ranks 892nd among Texas's 1,224 places.