Personal loans in Norphlet, AR

Population in Norphlet dropped about 4.7% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Norphlet sits on the Arkansas side of that line. If debt is already a strain, a nonprofit credit counsellor can help Norphlet residents before they take on more. The nearest larger metro is Smackover, AR about 5 miles away.

Norphlet: population, trend and location

Here is the sourced Census picture for Norphlet, plus the Arkansas lending rules that apply to a loan taken out here.

• Population: 727 residents; Norphlet is the 215th-largest of 500 places in Arkansas (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 4.7% since the 2020 count.
• Change in people: the 2020-to-2023 comparison is a loss of about 36 residents.
• Size percentile: Norphlet's 727 people outrank roughly 57% of the places in Arkansas.
• Land and density: 2.0 square miles of land carry roughly 356 residents per square mile.
• Land area: Norphlet covers 2.0 square miles, the 251st-largest area among Arkansas's 500 places.
• State share: roughly 0.0% of Arkansas's residents live in Norphlet (727 people).
• National standing: Norphlet ranks 11,614th of 19,457 US places.
• Growth rank: Norphlet's 2020-to-2023 change ranks 440th of 500 places in Arkansas.
• Versus Arkansas: the state average change is +0.3%, while Norphlet moved 4.7%.
• Density rank: Norphlet places 268th among Arkansas's places by people per square mile.
• Density in context: Norphlet's 356 people per square mile sit against a Arkansas median of 386.
• Location: 33.3199, -92.6620 (Census Gazetteer coordinates).
• Nearest larger cities: Smackover (5 mi); El Dorado (7 mi); Hampton (19 mi); Camden (20 mi); East Camden (21 mi). Larger metros often have more branches, but online lenders reach Norphlet on the same terms.
• Nearest smaller towns: Calion (7 mi); Louann (9 mi); Harrell (20 mi) — useful context for the surrounding area.
• Smaller neighbours: 33 places smaller than Norphlet sit within 50 miles.
• Within 100 miles: 100 places are larger than Norphlet.

The state rulebook for Norphlet

These are Arkansas's sourced lending facts as they reach Norphlet's 727 residents; the state has no city-level rate rule.

How Norphlet compares across Arkansas

Against Arkansas's other places, Norphlet accounts for about 0.0% of the state's population and ranks 215th of 500 by size. For population change between 2020 and 2023, Norphlet ranks 440th of 500 in Arkansas (about the 12th percentile). By density, at about 356 people per square mile, it ranks 268th in Arkansas. The population moved by about 36 people between 2020 and 2023, a 4.7% shift.

The Norphlet borrowing checklist

For Norphlet's roughly 727 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Arkansas regulator's records to confirm the lender is licensed here.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

What differs between Norphlet and the rest of Arkansas is not the process but the borrower's own file, among the 727 people here.

Lender access in Norphlet

Norphlet is a lightly settled community of about 727 people, with 19 larger places inside a 50-mile radius. Whether Norphlet has a local branch or not, a Arkansas-licensed lender can serve its 727 people online on the same terms. The nearest larger city, Smackover, AR about 5 miles away.

Norphlet: area, density and distance

Norphlet covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 727 residents, the land area yields roughly 356 people per square mile. For the state's biggest city, Little Rock, the distance is roughly 99 miles. Counting outward 50 miles, 19 larger communities surround Norphlet. The 100-mile radius contains 100 larger places.