Personal loans in Louann, AR

Louann lost roughly 2.7% of its population across the 2020-to-2023 comparison. Compare APR, not the interest rate, because the APR folds in most fees on a Louann loan. The nearest larger metro is Smackover, AR about 4 miles away. For the 146 people in Louann, Arkansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

What the Census records for Louann

Set out below is Louann's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 146, 411th among Arkansas's 500 places (Vintage 2023).
• Population trend: A loss of roughly 2.7% between 2020 and 2023.
• People gained or lost: about 4 fewer since the 2020 base.
• Size percentile: Louann sits ahead of around 18% of Arkansas places, at 146 people.
• Density: roughly 613 residents per square mile, spread over 0.2 sq mi of land.
• By land area: Louann ranks 477th among Arkansas's 500 places, at 0.2 sq mi.
• State population share: Louann accounts for about 0.0% of everyone in Arkansas.
• National rank: Louann sits 17,334th by population among the 19,457 places in this dataset.
• Growth rank: Louann ranks 359th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Louann's 2.7%.
• Density rank: Louann places 149th among Arkansas's places by people per square mile.
• Density in context: Louann's 613 people per square mile sit against a Arkansas median of 386.
• Location: it lies at 33.3915, -92.7922 in the Census Gazetteer.
• Nearest larger cities: Smackover (4 mi); Norphlet (9 mi); Camden (13 mi); El Dorado (14 mi); Calion (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Tinsman (30 mi); Cale (30 mi); Bluff City (30 mi).
• Smaller places within 50 miles: 12 of them.
• Within 100 miles: 206 places are larger than Louann.

Louann's place among Arkansas's 500 places

Within Arkansas, Louann holds roughly 0.0% of all residents, the 411th-largest share among 500 places. On the 2020-to-2023 trend, Louann stands 359th among Arkansas's 500 places — roughly the 28th percentile. At about 613 people per square mile, Louann is the 149th most densely settled place in Arkansas. Between 2020 and 2023 the count changed by roughly 4 residents.

Land, water and location for Louann

Inside Louann's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 613 residents per square mile. Little Rock, the largest place in Arkansas, is about 95 miles from Louann. Within 50 miles of Louann there are 45 larger Census places. By land area it ranks 477th of 500 Arkansas places.

A practical checklist for Louann borrowers

Before you apply in Louann, a community of about 146, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Make sure the lender appears in the Arkansas regulator's licence list.
5. Borrow only what the purpose requires, not the maximum you are offered.
6. Decide the purpose and how you will repay it before approaching any lender.
7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Louann as elsewhere in Arkansas, the written terms — not the advertisement — are what count for its 146 residents.

The anatomy of a Louann personal loan

In Louann, a small community of about 146, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Louann loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Louann loan is knowable in advance — unlike a revolving card balance.

The state rulebook for Louann

Read the table as a lender's compliance picture for Louann: the rule, the sourced figure, the publisher and the date.