Personal loans in Calion, AR

Personal loans in Calion are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 410 population. Decide the purpose of the loan and your repayment plan before sharing any details with a Calion lender. Rate ceilings, licensing requirements and product limits for Calion are all set at the Arkansas level. A larger market lies at Norphlet, AR about 7 miles away.

Calion by the numbers

Two layers matter for a Calion borrower: the local population picture and Arkansas's consumer-lending statutes.

• Population: an estimated 410 residents, 287th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 4.9% from 2020 to 2023.
• Absolute change: 21 residents lost between 2020 and 2023.
• Size percentile: Calion's 410 people outrank roughly 43% of the places in Arkansas.
• Population density: about 382 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Calion covers 1.1 square miles, the 337th-largest area among Arkansas's 500 places.
• Water area rank: Calion ranks 27th among Arkansas's 500 places, with 0.23 sq mi.
• State share: roughly 0.0% of Arkansas's residents live in Calion (410 people).
• National standing: Calion ranks 13,997th of 19,457 US places.
• Growth rank: Calion ranks 446th among Arkansas's 500 places for the 2020-to-2023 change.
• State comparison: Arkansas's places average +0.3% for 2020-to-2023, against Calion's 4.9%.
• Density rank: Calion places 252nd among Arkansas's places by people per square mile.
• Density in context: Calion's 382 people per square mile sit against a Arkansas median of 386.
• Location: 33.3284, -92.5402 (US Census Bureau Gazetteer).
• Nearest larger cities: Norphlet (7 mi); El Dorado (10 mi); Smackover (11 mi); Hampton (15 mi); East Camden (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Harrell (15 mi); Louann (15 mi); Strong (19 mi), each with its own Census population profile.
• Smaller places within 50 miles: 23 of them.
• At 100 miles: 131 larger Census places fall inside that radius.

The anatomy of a Calion personal loan

In Calion, a small community of about 410, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Calion loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Calion loan but raises total interest, so the smallest payment is not the cheapest loan.

A practical checklist for Calion borrowers

Before you apply in Calion, a community of about 410, work through these steps:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the lender holds a Arkansas licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Calion and the rest of Arkansas is not the process but the borrower's own file, among the 410 people here.

Arkansas consumer-lending rules applied in Calion

Every row below records a Arkansas rule, its publisher and its retrieval date — the same rules a Calion lender must follow.

Calion in state context

Among Arkansas's 500 places, Calion sits at 287th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 446th of 500 Arkansas places, putting it near the 11th percentile for growth. Its roughly 382 residents per square mile place it 252nd among Arkansas's places. By land area, its 1.1 square miles rank 337th of 500 places in Arkansas.

How lenders reach Calion

Calion is lightly settled, with about 382 people per square mile and 26 larger places within 50 miles. Lenders licensed in Arkansas reach Calion's 410 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Norphlet, AR about 7 miles away.