Personal loans in Millersport, OH
The first question in Millersport is not the rate on offer but whether the payment fits; about 975 people live here under Ohio lending law. Millersport is one of 924 Census places in Ohio; its 975 residents put it at 530th.
Judge Millersport offers on total cost, not on how quickly the money arrives. Millersport shed about 0.2% of its population between the 2020 base and the 2023 estimate. Which products a lender may offer to Millersport's 975 residents follows from the Ohio consumer-lending framework. Borrowers who want a bigger city can look to Buckeye Lake, OH about 4 miles away.
Millersport: population, trend and location
Millersport is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 975 residents in Millersport (Vintage 2023 subcounty estimate), the 530th-largest figure among Ohio's 924 places.
- Population trend: The 2020-to-2023 change is negative, near 0.2%.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: about 43% of Ohio's Census places are smaller than Millersport.
- Population density: about 1,048 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Millersport's 0.9 square miles rank 541st of 924 places in Ohio.
- Water area: Millersport has 0.03 square miles of water, ranking 272nd of 924 places in Ohio.
- Within Ohio: about 0.0% of the state's population lives in Millersport.
- National rank: Millersport sits 10,323rd by population among the 19,457 places in this dataset.
- Growth rank: Millersport ranks 293rd among Ohio's 924 places for the 2020-to-2023 change.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Millersport's 0.2%.
- Density in Ohio: Millersport ranks 580th by people per square mile.
- Density in context: Millersport's 1,048 people per square mile sit against a Ohio median of 1,289.
- Location: 39.8964 / -82.5420, per the US Census Bureau Gazetteer.
- Nearest larger cities: Buckeye Lake (4 mi); Baltimore (5 mi); Hebron (6 mi); Thornville (6 mi); Heath (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Thurston (4 mi); Kirkersville (4 mi); Pleasantville (6 mi).
- Smaller places within 50 miles: 65 of them.
- Larger places within 100 miles: 293.
What to do before borrowing in Millersport
Complete these steps first when you borrow in Millersport (975 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Confirm the Ohio licence with the regulator named above before committing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
In Millersport as elsewhere in Ohio, the written terms — not the advertisement — are what count for its 975 residents.
Getting a loan in Millersport
Millersport is moderately settled, with about 1,048 people per square mile and 77 larger places within 50 miles. Whether Millersport has a local branch or not, a Ohio-licensed lender can serve its 975 people online on the same terms. The nearest bigger place is Buckeye Lake, OH about 4 miles away.
Millersport: area, density and distance
The Census Gazetteer records 0.9 square miles of land and 0.03 square miles of water within Millersport. Spread across it are roughly 1,048 residents per square mile. For the state's biggest city, Columbus, the distance is roughly 24 miles. Within 50 miles of Millersport there are 77 larger Census places. The 100-mile radius contains 293 larger places.
The Ohio lending rules that reach Millersport
These are Ohio's sourced lending facts as they reach Millersport's 975 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Where Millersport sits in Ohio
Within Ohio, Millersport holds roughly 0.0% of all residents, the 530th-largest share among 924 places. For population change between 2020 and 2023, Millersport ranks 293rd of 924 in Ohio (about the 68th percentile). Its roughly 1,048 residents per square mile place it 580th among Ohio's places. Within 50 miles sit 65 smaller Census places, alongside the 77 that are larger.
Common questions
What are my options in Millersport if my credit is poor?
What loan size can I expect in Millersport?
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Nearby places
- Thurston, OH — population 605
- Kirkersville, OH — population 477
- Buckeye Lake, OH — population 2,558
- Baltimore, OH — population 2,991
- Hebron, OH — population 2,384
- Pleasantville, OH — population 951
- Thornville, OH — population 1,092
- Heath, OH — population 10,693