Personal loans in Thornville, OH
Two households in Thornville with comparable incomes can still be offered different rates; the city's 1,092 residents are not the reason. A 2020-to-2023 comparison shows Thornville up by about 0.8%.
By population, Thornville sits at 509th in Ohio, with an estimated 1,092 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Thornville. For the 1,092 people in Thornville, Ohio runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Buckeye Lake, OH about 4 miles away.
Thornville: population, trend and location
Two layers matter for a Thornville borrower: the local population picture and Ohio's consumer-lending statutes.
- Population: a Census-estimated 1,092, 509th among Ohio's 924 places (Vintage 2023).
- Population trend: Up about 0.8% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 9 residents.
- Size percentile: roughly 45% of Ohio's places have fewer residents than Thornville's 1,092.
- Population density: about 2,053 people per square mile (Census land area 0.5 sq mi).
- Land area: Thornville covers 0.5 square miles, the 675th-largest area among Ohio's 924 places.
- Share of Ohio: Thornville holds about 0.0% of the state's population, some 1,092 people.
- National rank: Thornville is the 9,877th most populous of the 19,457 Census places covered here.
- Growth in Ohio: Thornville stands 159th by percentage change from 2020 to 2023, among 924 places.
- Against the state trend: Thornville's 0.8% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Thornville places 191st among Ohio's places by people per square mile.
- Density vs Ohio: Thornville's 2,053 people per square mile compare with a state median of 1,289.
- Location: 39.8946 / -82.4202, per the US Census Bureau Gazetteer.
- Nearest larger cities: Buckeye Lake (4 mi); Hebron (6 mi); Heath (9 mi); Somerset (9 mi); Baltimore (10 mi). Lenders licensed in the state serve Thornville whether or not they keep a local branch.
- Smaller communities within reach: Glenford (5 mi); Millersport (6 mi); Thurston (8 mi).
- Smaller neighbours: 67 places smaller than Thornville sit within 50 miles.
- At 100 miles: 266 larger Census places fall inside that radius.
Thornville: area, density and distance
Thornville covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 2,053 people per square mile. The state's population centre of gravity, Columbus, is roughly 31 miles away. Within 50 miles of Thornville there are 71 larger Census places. The 100-mile radius contains 266 larger places.
Inside a Thornville personal loan
Thornville is a small community of about 1,092 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Thornville loan: the APR, which includes fees, and the term, which decides how long you keep paying. Shortening the term on a Thornville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Getting a loan in Thornville
Thornville is fairly dense, with about 2,053 people per square mile and 71 larger places within 50 miles. Distance to a branch rarely matters for Thornville's 1,092 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Buckeye Lake, OH about 4 miles away.
Which Ohio laws govern a loan in Thornville
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Thornville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Thornville against the rest of Ohio
Among Ohio's 924 places, Thornville sits at 509th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Thornville stands 159th among Ohio's 924 places — roughly the 83th percentile. At about 2,053 people per square mile, Thornville is the 191st most densely settled place in Ohio. Between 2020 and 2023 the count changed by roughly 9 residents.
Common questions
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Nearby places
- Buckeye Lake, OH — population 2,558
- Hebron, OH — population 2,384
- Glenford, OH — population 164
- Millersport, OH — population 975
- Heath, OH — population 10,693
- Rushville, OH — population 304
- Pleasantville, OH — population 951
- West Rushville, OH — population 165