Personal loans in Baltimore, OH

What the Census records for Baltimore

Read the local figures below as context; read the sourced Ohio table as the rulebook a lender here must follow.

• Population: about 2,991 people live here, which puts Baltimore 333rd of 924 Census places in Ohio (Vintage 2023).
• Population trend: Up about 0.4% from the 2020 Census base to the 2023 estimate.
• Absolute change: 11 residents added between 2020 and 2023.
• Size percentile: Baltimore sits ahead of around 64% of Ohio places, at 2,991 people.
• Land and density: 2.2 square miles of land carry roughly 1,339 residents per square mile.
• Land area rank: Baltimore's 2.2 square miles rank 342nd of 924 places in Ohio.
• State share: roughly 0.0% of Ohio's residents live in Baltimore (2,991 people).
• National standing: Baltimore ranks 6,298th of 19,457 US places.
• Growth in Ohio: Baltimore stands 205th by percentage change from 2020 to 2023, among 924 places.
• State comparison: Ohio's places average +0.9% for 2020-to-2023, against Baltimore's 0.4%.
• Density rank: Baltimore places 438th among Ohio's places by people per square mile.
• Density in context: Baltimore's 1,339 people per square mile sit against a Ohio median of 1,289.
• Location: it lies at 39.8460, -82.6046 in the Census Gazetteer.
• Nearest larger cities: Lancaster (8 mi); Pickerington (9 mi); Canal Winchester (11 mi); Reynoldsburg (13 mi); Pataskala (13 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Thurston (3 mi); Millersport (5 mi); Pleasantville (5 mi).
• Within a 50-mile radius: 96 smaller Census places.
• At 100 miles: 158 larger Census places fall inside that radius.

What shapes a Baltimore personal loan

Baltimore is a small community of about 2,991 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Baltimore's 2,991 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Baltimore loan is knowable in advance — unlike a revolving card balance.

Land, water and location for Baltimore

The Census Gazetteer records about 2.2 square miles of land within Baltimore, with no significant water area listed. The resulting density is about 1,339 people per square mile. The state's population centre of gravity, Columbus, is roughly 22 miles away. Counting outward 50 miles, 42 larger communities surround Baltimore. Within the same 50 miles lie 96 smaller Census places.

A practical checklist for Baltimore borrowers

Before you apply in Baltimore, a community of about 2,991, work through these steps:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Make sure the lender appears in the Ohio regulator's licence list.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

What differs between Baltimore and the rest of Ohio is not the process but the borrower's own file, among the 2,991 people here.

How Ohio law applies in Baltimore

This table holds the Ohio rate and licensing rules for consumer loans made to Baltimore's 2,991 residents.

Getting a loan in Baltimore

At roughly 1,339 people per square mile, Baltimore is moderately settled; 42 larger places lie within 50 miles. A Ohio licence lets a lender serve Baltimore without a local office, so branch density does not change what its 2,991 residents are offered. The nearest bigger place is Lancaster, OH about 8 miles away.