Personal loans in Michie, TN
At about 668 residents, Michie is larger than roughly 23% of the places in Tennessee. Michie is a small community in Tennessee, with an estimated 668 residents, and every licensed lender here follows the same state rulebook.
The trend for Michie between 2020 and 2023 is upward by roughly 1.5%. Verify the lender's Tennessee licence against the regulator named below before borrowing in Michie. To lend to Michie's 668 residents, a company must hold a Tennessee licence, and each sourced row below names the regulator behind it. The closest larger city is Eastview, TN about 7 miles away.
Michie by the numbers
Here is the sourced Census picture for Michie, plus the Tennessee lending rules that apply to a loan taken out here.
- Population: about 668 people live here, which puts Michie 264th of 344 Census places in Tennessee (Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 1.5%.
- Change in people: the 2020-to-2023 comparison is a gain of about 10 residents.
- Size percentile: Michie's 668 people outrank roughly 23% of the places in Tennessee.
- Land and density: 5.6 square miles of land carry roughly 119 residents per square mile.
- By land area: Michie ranks 151st among Tennessee's 344 places, at 5.6 sq mi.
- State population share: Michie accounts for about 0.0% of everyone in Tennessee.
- National rank: Michie sits 11,995th by population among the 19,457 places in this dataset.
- Growth rank: Michie's 2020-to-2023 change ranks 172nd of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Michie moved 1.5%.
- Density rank: Michie is the 327th most densely settled place in Tennessee.
- Against the state median: Michie runs about 119 residents per square mile, where the Tennessee median is 553.
- Location: it lies at 35.0604, -88.4257 in the Census Gazetteer.
- Nearest larger cities: Eastview (7 mi); Corinth (9 mi); Farmington (10 mi); Adamsville (12 mi); Selmer (12 mi). Larger metros often have more branches, but online lenders reach Michie on the same terms.
- Smaller communities close by: Stantonville (7 mi); Guys (7 mi); Ramer (11 mi), each with its own Census population profile.
- Smaller neighbours: 29 places smaller than Michie sit within 50 miles.
- Larger places within 100 miles: 177.
The Michie borrowing checklist
Complete these steps first when you borrow in Michie (668 residents):
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Check the Tennessee regulator's records to confirm the lender is licensed here.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Be clear on what the loan is for and how it gets repaid.
In Michie as elsewhere in Tennessee, the written terms — not the advertisement — are what count for its 668 residents.
Getting a loan in Michie
With about 119 residents per square mile, Michie is lightly settled, and 37 larger Census places sit within 50 miles. Distance to a branch rarely matters for Michie's 668 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Eastview, TN about 7 miles away.
What Tennessee law requires in Michie
These are Tennessee's sourced lending facts as they reach Michie's 668 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Michie's place among Tennessee's 344 places
Among Tennessee's 344 places, Michie sits at 264th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Michie stands 172nd among Tennessee's 344 places — roughly the 50th percentile. At about 119 people per square mile, Michie is the 327th most densely settled place in Tennessee. In land area, Michie ranks 151st among Tennessee's 344 places.
Michie on the map
Michie covers about 5.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 119 residents per square mile. The state's population centre of gravity, Memphis, is roughly 87 miles away. Within 50 miles of Michie there are 37 larger Census places. The 100-mile radius contains 177 larger places.
Common questions
What are my options in Michie if my credit is poor?
What loan size can I expect in Michie?
Do I have to pledge anything to borrow in Michie?
Does comparing loans in Michie cost me credit score points?
Nearby places
- Stantonville, TN — population 345
- Guys, TN — population 419
- Eastview, TN — population 779
- Farmington, MS — population 2,015
- Corinth, MS — population 14,259
- Adamsville, TN — population 2,276
- Ramer, TN — population 328
- Crump, TN — population 925