Personal loans in Corinth, MS

The Census counts 14,259 people in Corinth, the 26th-largest figure among Mississippi's 299 places. For a borrower among the roughly 14,259 residents of Corinth, a personal loan is a tool whose cost turns on the terms, not the address. For a community of about 14,259, the practical step is to compare APR across at least three lenders before committing. When Mississippi caps or restricts a product, lenders either change the terms or withdraw it from Corinth as from the rest of the state. The trend for Corinth between 2020 and 2023 is downward by roughly 2.5%. The nearest larger city is Tupelo, MS about 48 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Corinth by the numbers

Set out below is Corinth's local context next to the state-level rules that reach every lender here.

Borrowing reach in Corinth

With about 473 residents per square mile, Corinth is lightly settled, and 2 larger Census places sit within 50 miles. Lenders licensed in Mississippi reach Corinth's 14,259 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Tupelo, MS about 48 miles away.

Land, water and location for Corinth

Inside Corinth's boundaries lie roughly 30.2 square miles of land and 0.12 square miles of water. The resulting density is about 473 people per square mile. For the state's biggest city, Jackson, the distance is roughly 206 miles. Counting outward 50 miles, 2 larger communities surround Corinth. By land area it ranks 12th of 299 Mississippi places.

What Mississippi law requires in Corinth

Read the table as a lender's compliance picture for Corinth: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Delayed-deposit (payday) fee caps$20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule)
Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under"
Mississippi Secretary of State (DBCF administrative regulations)
as of 2026-09-16
Maximum legal interest rate (usury cap)See the latest published figure
value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification.
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Where Corinth sits in Mississippi

Set beside Mississippi's 299 places, Corinth ranks 26th by population and holds about 1.0% of the state total. For population change between 2020 and 2023, Corinth ranks 145th of 299 in Mississippi (about the 52th percentile). By density, at about 473 people per square mile, it ranks 136th in Mississippi. By land area, its 30.2 square miles rank 12th of 299 places in Mississippi.

The anatomy of a Corinth personal loan

With roughly 14,259 residents, Corinth is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Corinth loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Corinth decides the split between a comfortable payment and the total interest you pay.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Corinth if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Corinth is the same as anywhere in Mississippi.
What loan size can I expect in Corinth?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Corinth?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Corinth cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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