Personal loans in Kossuth, MS

For a borrower among the roughly 162 residents of Kossuth, a personal loan is a tool whose cost turns on the terms, not the address. The Census counts 162 people in Kossuth, the 278th-largest figure among Mississippi's 299 places.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 1.2% decline in Kossuth. Decide the purpose of the loan and your repayment plan before sharing any details with a Kossuth lender. Borrowers who want a bigger city can look to Corinth, MS about 9 miles away. To lend to Kossuth's 162 residents, a company must hold a Mississippi licence, and each sourced row below names the regulator behind it.

Kossuth: the sourced local profile

Only a few things actually differ by place — population, area, location, and the Mississippi rules a lender must follow — and they are below.

How a Kossuth personal loan is priced

A Kossuth personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 162 residents. Federal Truth in Lending rules require a Kossuth lender to disclose the APR and finance charge before you sign. Shortening the term on a Kossuth loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Mississippi rules behind a Kossuth personal loan

Below are the Mississippi rules that apply to a loan made in Kossuth, each with the regulator that issued it.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

Before you apply in Kossuth

Before you hand your details to a lender in Kossuth, where the population is near 162:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Look the lender up in the Mississippi regulator's licence records before you sign.
  5. Keep the amount to the expense; an approval is not a reason to take more.
  6. Decide the purpose and how you will repay it before approaching any lender.
  7. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.

In Kossuth as elsewhere in Mississippi, the written terms — not the advertisement — are what count for its 162 residents.

Kossuth's place among Mississippi's 299 places

Against Mississippi's other places, Kossuth accounts for about 0.0% of the state's population and ranks 278th of 299 by size. For population change between 2020 and 2023, Kossuth ranks 89th of 299 in Mississippi (about the 70th percentile). At about 168 people per square mile, Kossuth is the 254th most densely settled place in Mississippi. Within 50 miles sit 5 smaller Census places, alongside the 69 that are larger.

The geography behind Kossuth

Kossuth covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 168 people per square mile. The largest place in Mississippi, Jackson, lies about 198 miles away. Within 50 miles of Kossuth there are 69 larger Census places. Within the same 50 miles lie 5 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Kossuth if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Kossuth is the same as anywhere in Mississippi.
What loan size can I expect in Kossuth?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Kossuth?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Kossuth cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related