Personal loans in Crump, TN
With roughly 925 residents, Crump is a small community, and the lending rules its borrowers live under are written in Tennessee, not by the city. By population, Crump sits at 241st in Tennessee, with an estimated 925 residents.
The 2020 count to the 2023 estimate shows about 2.4% growth in Crump. A lender that serves Crump operates under Tennessee lending statutes and a Tennessee supervisor. Use the calculator on this page to price an amount and term before you commit in Crump. The closest larger city is Adamsville, TN about 3 miles away.
Borrowing in Crump: the local picture
Here is the sourced Census picture for Crump, plus the Tennessee lending rules that apply to a loan taken out here.
- Population: 925 residents; Crump is the 241st-largest of 344 places in Tennessee (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.4% more residents than the 2020 Census counted.
- Net change: roughly 22 more people than the 2020 Census counted.
- Size percentile: roughly 30% of Tennessee's places have fewer residents than Crump's 925.
- Land and density: 5.1 square miles of land carry roughly 182 residents per square mile.
- Land area rank: Crump's 5.1 square miles rank 163rd of 344 places in Tennessee.
- Water area rank: Crump ranks 119th among Tennessee's 344 places, with 0.01 sq mi.
- State share: roughly 0.0% of Tennessee's residents live in Crump (925 people).
- National standing: Crump ranks 10,569th of 19,457 US places.
- Growth rank: Crump's 2020-to-2023 change ranks 145th of 344 places in Tennessee.
- Versus Tennessee: the state average change is +2.4%, while Crump moved 2.4%.
- Density rank: Crump places 305th among Tennessee's places by people per square mile.
- Density in context: Crump's 182 people per square mile sit against a Tennessee median of 553.
- Location: it lies at 35.2249, -88.3308 in the Census Gazetteer.
- Nearest larger cities: Adamsville (3 mi); Savannah (5 mi); Selmer (15 mi); Corinth (22 mi); Clifton (22 mi). Living near a larger metro rarely changes what is available in Crump.
- Nearest smaller towns: Stantonville (7 mi); Milledgeville (11 mi); Saltillo (12 mi).
- Within a 50-mile radius: 37 smaller Census places.
- Within 100 miles: 153 places are larger than Crump.
Getting a loan in Crump
At roughly 182 people per square mile, Crump is lightly settled; 25 larger places lie within 50 miles. Whether Crump has a local branch or not, a Tennessee-licensed lender can serve its 925 people online on the same terms. The nearest bigger place is Adamsville, TN about 3 miles away.
What shapes a Crump personal loan
With roughly 925 residents, Crump is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Crump. Shortening the term on a Crump loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Crump borrowing checklist
A sensible order of operations for a loan in Crump, home to about 925 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Confirm the lender holds a Tennessee licence by checking the regulator named above.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Crump and the rest of Tennessee is not the process but the borrower's own file, among the 925 people here.
The Tennessee lending rules that reach Crump
The rows below set out what a licensed lender must follow in Tennessee, and so for Crump's roughly 925 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How Crump compares across Tennessee
Set beside Tennessee's 344 places, Crump ranks 241st by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Crump ranks 145th of 344 in Tennessee (about the 58th percentile). At about 182 people per square mile, Crump is the 305th most densely settled place in Tennessee. The population moved by about 22 people between 2020 and 2023, a 2.4% shift.
Common questions
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Nearby places
- Adamsville, TN — population 2,276
- Savannah, TN — population 7,311
- Stantonville, TN — population 345
- Milledgeville, TN — population 277
- Saltillo, TN — population 424
- Michie, TN — population 668
- Enville, TN — population 186
- Sardis, TN — population 416