Personal loans in Saltillo, TN
With an estimated 424 residents, Saltillo is the 298th-largest of 344 places in Tennessee. A personal loan in Saltillo is priced from your credit file and income, not from the fact that the city holds 424 people.
The 2020 count to the 2023 estimate shows about 1.2% growth in Saltillo. For a community of about 424, the practical step is to compare APR across at least three lenders before committing. A single loan can carry different costs on either side of a state line, and Saltillo sits on the Tennessee side of that line. Borrowers who want a bigger city can look to Scotts Hill, TN about 10 miles away.
Borrowing in Saltillo: the local picture
Set out below is Saltillo's local context next to the state-level rules that reach every lender here.
- Population: about 424 people live here, which puts Saltillo 298th of 344 Census places in Tennessee (Vintage 2023).
- Population trend: A rise of about 1.2% from 2020 to 2023.
- People gained or lost: about 5 more since the 2020 base.
- Size percentile: Saltillo's 424 people outrank roughly 13% of the places in Tennessee.
- Land and density: 3.1 square miles of land carry roughly 138 residents per square mile.
- Land area rank: Saltillo's 3.1 square miles rank 216th of 344 places in Tennessee.
- Share of state population: Saltillo's 424 residents are about 0.0% of Tennessee.
- Nationally: Saltillo is the 13,846th-largest of 19,457 Census places in the dataset.
- Growth rank: Saltillo's 2020-to-2023 change ranks 192nd of 344 places in Tennessee.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Saltillo's 1.2%.
- Density rank: Saltillo is the 323rd most densely settled place in Tennessee.
- Density vs Tennessee: Saltillo's 138 people per square mile compare with a state median of 553.
- Location: 35.3805, -88.2536 (Census Gazetteer coordinates).
- Nearest larger cities: Scotts Hill (10 mi); Savannah (11 mi); Crump (12 mi); Adamsville (13 mi); Clifton (15 mi). Larger metros often have more branches, but online lenders reach Saltillo on the same terms.
- Nearest smaller places: Sardis (5 mi); Milledgeville (6 mi); Enville (10 mi).
- Smaller neighbours: 20 places smaller than Saltillo sit within 50 miles.
- Larger places within 100 miles: 213.
Getting a loan in Saltillo
Saltillo is lightly settled, with about 138 people per square mile and 41 larger places within 50 miles. Whether Saltillo has a local branch or not, a Tennessee-licensed lender can serve its 424 people online on the same terms. The nearest larger city, Scotts Hill, TN about 10 miles away.
What a Saltillo borrower is actually offered
In Saltillo, a small community of about 424, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Saltillo loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Saltillo loan is knowable in advance — unlike a revolving card balance.
The Tennessee lending rules that reach Saltillo
Below are the Tennessee rules that apply to a loan made in Saltillo, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
How Saltillo compares across Tennessee
Against Tennessee's other places, Saltillo accounts for about 0.0% of the state's population and ranks 298th of 344 by size. On the 2020-to-2023 trend, Saltillo stands 192nd among Tennessee's 344 places — roughly the 44th percentile. Its roughly 138 residents per square mile place it 323rd among Tennessee's places. Within 50 miles sit 20 smaller Census places, alongside the 41 that are larger.
Saltillo on the map
Saltillo's land area is roughly 3.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 138 people per square mile. For the state's biggest city, Memphis, the distance is roughly 99 miles. A 50-mile radius around Saltillo takes in 41 places that are larger. The 100-mile radius contains 213 larger places.
Common questions
What are my options in Saltillo if my credit is poor?
What loan size can I expect in Saltillo?
Do I have to pledge anything to borrow in Saltillo?
Does comparing loans in Saltillo cost me credit score points?
Nearby places
- Sardis, TN — population 416
- Milledgeville, TN — population 277
- Scotts Hill, TN — population 885
- Savannah, TN — population 7,311
- Crump, TN — population 925
- Enville, TN — population 186
- Adamsville, TN — population 2,276
- Decaturville, TN — population 805