Personal loans in McNary, LA
McNary counts about 198 people, and what is genuinely local about borrowing here is limited — Louisiana law does the governing. By population, McNary sits at 274th in Louisiana, with an estimated 198 residents. A larger market lies at Glenmora, LA about 1 miles away. The trend for McNary between 2020 and 2023 is downward by roughly 2.0%. State law, not city hall, decides what a lender may do to McNary's roughly 198 residents, and a state regulator supervises it. Rate-shopping from McNary costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
The McNary data picture
Here is the sourced Census picture for McNary, plus the Louisiana lending rules that apply to a loan taken out here.
- Population: 198 — McNary ranks 274th of 302 communities in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 2.0%.
- Absolute change: 4 residents lost between 2020 and 2023.
- Size percentile: roughly 9% of Louisiana places rank below McNary.
- Land and density: 1.8 square miles of land carry roughly 107 residents per square mile.
- Land area: McNary covers 1.8 square miles, the 194th-largest area among Louisiana's 302 places.
- Water area: McNary has 0.03 square miles of water, ranking 98th of 302 places in Louisiana.
- Share of Louisiana: McNary holds about 0.0% of the state's population, some 198 people.
- National rank: McNary is the 16,526th most populous of the 19,457 Census places covered here.
- Growth rank: McNary's 2020-to-2023 change ranks 109th of 302 places in Louisiana.
- Against the state trend: McNary's 2.0% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: McNary ranks 270th by people per square mile.
- Density in context: McNary's 107 people per square mile sit against a Louisiana median of 534.
- Location: coordinates 30.9904, -92.5815 (US Census Bureau Gazetteer).
- Nearest larger cities: Glenmora (1 mi); Forest Hill (5 mi); Turkey Creek (13 mi); Lecompte (13 mi); Oakdale (13 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Palmetto (44 mi); Atlanta (57 mi); Fisher (62 mi).
- Smaller neighbours: 1 places smaller than McNary sit within 50 miles.
- Larger places within 100 miles: 173.
How a McNary personal loan is priced
Most loans made to McNary's 198 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving McNary's 198 residents must disclose the APR and finance charge in writing before you sign. The term you choose in McNary decides the split between a comfortable payment and the total interest you pay.
How McNary compares across Louisiana
Within Louisiana, McNary holds roughly 0.0% of all residents, the 274th-largest share among 302 places. For population change between 2020 and 2023, McNary ranks 109th of 302 in Louisiana (about the 64th percentile). At about 107 people per square mile, McNary is the 270th most densely settled place in Louisiana. Within 50 miles sit 1 smaller Census places, alongside the 47 that are larger.
Land, water and location for McNary
Inside McNary's boundaries lie roughly 1.8 square miles of land and 0.03 square miles of water. With 198 residents, the land area yields roughly 107 people per square mile. The largest place in Louisiana, New Orleans, lies about 170 miles away. McNary has 47 larger places within a 50-mile radius. By land area it ranks 194th of 302 Louisiana places.
Borrowing reach in McNary
McNary is a lightly settled community of about 198 people, with 47 larger places inside a 50-mile radius. What is available to McNary's 198 borrowers is set by Louisiana licensing and your own credit, not by how many branches are nearby. The nearest larger city, Glenmora, LA about 1 miles away.
Louisiana rules behind a McNary personal loan
Below are the Louisiana rules that apply to a loan made in McNary, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
Common questions
What are my options in McNary if my credit is poor?
What loan size can I expect in McNary?
Do I have to pledge anything to borrow in McNary?
Does comparing loans in McNary cost me credit score points?
Nearby places
- Glenmora, LA — population 1,046
- Forest Hill, LA — population 604
- Oakdale, LA — population 6,437
- Woodworth, LA — population 1,730
- Turkey Creek, LA — population 402
- Lecompte, LA — population 821
- Elizabeth, LA — population 400
- Pine Prairie, LA — population 1,470