Personal loans in Forest Hill, LA
Which products a lender may offer to Forest Hill's 604 residents follows from the Louisiana consumer-lending framework. An estimated 604 people make their home in Forest Hill, a figure that ranks 198th in Louisiana.
For a borrower among the roughly 604 residents of Forest Hill, a personal loan is a tool whose cost turns on the terms, not the address. From the 2020 Census base to the 2023 estimate, the population declined by about 0.3%. If debt is already a strain, a nonprofit credit counsellor can help Forest Hill residents before they take on more. A larger market lies at Glenmora, LA about 6 miles away.
Forest Hill: population, trend and location
Forest Hill is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 604 people, a figure that places Forest Hill 198th among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.3% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: with 604 residents, Forest Hill is larger than about 34% of Louisiana's Census places.
- Density: the Census land area of 3.8 sq mi holds about 161 people per square mile.
- By land area: Forest Hill ranks 103rd among Louisiana's 302 places, at 3.8 sq mi.
- Water area: Forest Hill has 0.04 square miles of water, ranking 88th of 302 places in Louisiana.
- State population share: Forest Hill accounts for about 0.0% of everyone in Louisiana.
- National rank: Forest Hill sits 12,402nd by population among the 19,457 places in this dataset.
- Growth in Louisiana: Forest Hill stands 62nd by percentage change from 2020 to 2023, among 302 places.
- Against the state trend: Forest Hill's 0.3% change compares with a Louisiana average of -2.1% across its 302 places.
- Density in Louisiana: Forest Hill ranks 250th by people per square mile.
- Density vs Louisiana: Forest Hill's 161 people per square mile compare with a state median of 534.
- Location: 31.0499 / -92.5253, per the US Census Bureau Gazetteer.
- Nearest larger cities: Glenmora (6 mi); Lecompte (8 mi); Woodworth (9 mi); Alexandria (17 mi); Oakdale (18 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: McNary (5 mi); Turkey Creek (14 mi); Cheneyville (14 mi).
- Smaller places within 50 miles: 14 of them.
- At 100 miles: 123 larger Census places fall inside that radius.
A pre-application checklist for Forest Hill
Before you hand your details to a lender in Forest Hill, where the population is near 604:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Louisiana regulator's licence records before you sign.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
The process is identical across Louisiana; what changes is your credit file, not the fact that Forest Hill holds 604 people.
Louisiana rules behind a Forest Hill personal loan
These are Louisiana's sourced lending facts as they reach Forest Hill's 604 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal and licensed — deferred presentment and small loans ($350 or less, 60 days or less) under OFI-issued licenses Source says: "Persons who make loans of $350 or less for a term of 60 days or less." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer loan license required from OFI before making consumer loans Source says: "Persons who wish to engage in the business of making consumer loans must hold a consumer loan license issued by this Office" | Louisiana Office of Financial Institutions as of 2026-09-16 |
What shapes a Forest Hill personal loan
A Forest Hill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 604 residents. Two numbers drive a Forest Hill loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Forest Hill loan is knowable in advance — unlike a revolving card balance.
How lenders reach Forest Hill
Forest Hill is lightly settled, with about 161 people per square mile and 33 larger places within 50 miles. A Louisiana licence lets a lender serve Forest Hill without a local office, so branch density does not change what its 604 residents are offered. The nearest bigger place is Glenmora, LA about 6 miles away.
Forest Hill on the map
Inside Forest Hill's boundaries lie roughly 3.8 square miles of land and 0.04 square miles of water. The resulting density is about 161 people per square mile. New Orleans, the largest place in Louisiana, is about 169 miles from Forest Hill. Within 50 miles of Forest Hill there are 33 larger Census places. By land area it ranks 103rd of 302 Louisiana places.
Common questions
What are my options in Forest Hill if my credit is poor?
What loan size can I expect in Forest Hill?
Do I have to pledge anything to borrow in Forest Hill?
Does comparing loans in Forest Hill cost me credit score points?
Nearby places
- McNary, LA — population 198
- Glenmora, LA — population 1,046
- Woodworth, LA — population 1,730
- Lecompte, LA — population 821
- Turkey Creek, LA — population 402
- Cheneyville, LA — population 442
- Alexandria, LA — population 43,466
- Oakdale, LA — population 6,437