Personal loans in Elizabeth, LA

A personal loan in Elizabeth is priced from your credit file and income, not from the fact that the city holds 400 people. For the 400 people in Elizabeth, Louisiana runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Begin with the payment, then weigh APR and total interest across the lenders that reach Elizabeth's 400 residents. The nearest larger city is Oakdale, LA about 9 miles away.

Local context for Elizabeth

Set out below is Elizabeth's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 400 residents in Elizabeth (Vintage 2023 subcounty estimate), the 229th-largest figure among Louisiana's 302 places.
• Population trend: Down about 3.1% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 13 fewer since the 2020 base.
• Size percentile: roughly 24% of Louisiana places rank below Elizabeth.
• Population density: 243 people per square mile on 1.6 square miles of land.
• Land area rank: Elizabeth's 1.6 square miles rank 207th of 302 places in Louisiana.
• State population share: Elizabeth accounts for about 0.0% of everyone in Louisiana.
• National rank: Elizabeth sits 14,098th by population among the 19,457 places in this dataset.
• Growth rank: Elizabeth ranks 157th among Louisiana's 302 places for the 2020-to-2023 change.
• State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Elizabeth's 3.1%.
• Density rank: Elizabeth is the 224th most densely settled place in Louisiana.
• Density vs Louisiana: Elizabeth's 243 people per square mile compare with a state median of 534.
• Location: the Census Gazetteer records it at 30.8657, -92.8018.
• Nearest larger cities: Oakdale (9 mi); Glenmora (15 mi); Oberlin (18 mi); Forest Hill (21 mi); Turkey Creek (23 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: McNary (16 mi); Reeves (28 mi); Fenton (35 mi).
• Smaller places within 50 miles: 8 of them.
• Within 100 miles: 146 places are larger than Elizabeth.

Where Elizabeth sits

Elizabeth covers about 1.6 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 243 people per square mile. New Orleans, the largest place in Louisiana, is about 180 miles from Elizabeth. Counting outward 50 miles, 43 larger communities surround Elizabeth. Within the same 50 miles lie 8 smaller Census places.

Borrowing reach in Elizabeth

At roughly 243 people per square mile, Elizabeth is lightly settled; 43 larger places lie within 50 miles. Distance to a branch rarely matters for Elizabeth's 400 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Oakdale, LA about 9 miles away.

How personal loans work in Elizabeth

A Elizabeth personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 400 residents. Federal Truth in Lending rules require a Elizabeth lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Elizabeth loan but raises total interest, so the smallest payment is not the cheapest loan.

Which Louisiana laws govern a loan in Elizabeth

For the roughly 400 residents of Elizabeth, the rules below are Louisiana's own; each row carries its publisher and retrieval date.

Where Elizabeth sits in Louisiana

Within Louisiana, Elizabeth holds roughly 0.0% of all residents, the 229th-largest share among 302 places. On the 2020-to-2023 trend, Elizabeth stands 157th among Louisiana's 302 places — roughly the 48th percentile. At about 243 people per square mile, Elizabeth is the 224th most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 13 residents.