Personal loans in Maud, TX

Population in Maud dropped about 1.5% over the three years from 2020 to 2023. A single loan can carry different costs on either side of a state line, and Maud sits on the Texas side of that line. Work out your debt-to-income ratio first; lenders weigh it heavily, and Maud's 966 residents are no exception. The nearest larger metro is New Boston, TX about 10 miles away.

Maud: population, trend and location

Most of what governs a Maud loan is written in Texas law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 966 residents, 810th of 1,224 places in Texas (Census Vintage 2023 subcounty estimate).
• Population trend: A drop of about 1.5% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 15 residents.
• Size percentile: with 966 residents, Maud is larger than about 34% of Texas's Census places.
• Population density: about 648 people per square mile (Census land area 1.5 sq mi).
• By land area: Maud ranks 862nd among Texas's 1,224 places, at 1.5 sq mi.
• Within Texas: about 0.0% of the state's population lives in Maud.
• National rank: Maud is the 10,372nd most populous of the 19,457 Census places covered here.
• Growth rank: Maud's 2020-to-2023 change ranks 1,014th of 1,224 places in Texas.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Maud's 1.5%.
• Density in Texas: Maud ranks 769th by people per square mile.
• Density in context: Maud's 648 people per square mile sit against a Texas median of 840.
• Location: it lies at 33.3299, -94.3461 in the Census Gazetteer.
• Nearest larger cities: New Boston (10 mi); Hooks (10 mi); Wake Village (14 mi); Nash (15 mi); Queen City (17 mi). A branch is convenient; it is not what sets your APR.
• Smaller places close by: Redwater (6 mi); Douglassville (10 mi); Leary (12 mi).
• Within a 50-mile radius: 40 smaller Census places.
• At 100 miles: 101 larger Census places fall inside that radius.

How lenders reach Maud

With about 648 residents per square mile, Maud is moderately settled, and 26 larger Census places sit within 50 miles. A Texas licence lets a lender serve Maud without a local office, so branch density does not change what its 966 residents are offered. The nearest larger city, New Boston, TX about 10 miles away.

The geography behind Maud

Maud's land area is roughly 1.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 648 people per square mile. The largest place in Texas, Houston, lies about 252 miles away. Maud has 26 larger places within a 50-mile radius. By land area it ranks 862nd of 1,224 Texas places.

Which Texas laws govern a loan in Maud

Below are the Texas rules that apply to a loan made in Maud, each with the regulator that issued it.

The Maud borrowing checklist

Before you apply in Maud, a community of about 966, work through these steps:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Texas licence by checking the regulator named above.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Maud as elsewhere in Texas, the written terms — not the advertisement — are what count for its 966 residents.

How personal loans work in Maud

In Maud, a small community of about 966, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Maud. A longer term lowers the monthly payment on a Maud loan but raises total interest, so the smallest payment is not the cheapest loan.