Personal loans in Hooks, TX

About 2,484 people live in Hooks, placing it 537th of 1,224 Census places in Texas. Borrowers who want a bigger city can look to New Boston, TX about 8 miles away. To lend to Hooks's 2,484 residents, a company must hold a Texas licence, and each sourced row below names the regulator behind it. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Hooks loan.

Hooks: population, trend and location

The figures below are Hooks's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 2,484 people, a figure that places Hooks 537th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.5% across the 2020-to-2023 comparison.
• Absolute change: 37 residents lost between 2020 and 2023.
• Size percentile: Hooks's 2,484 people outrank roughly 56% of the places in Texas.
• Population density: 1,191 people per square mile on 2.1 square miles of land.
• Land area rank: Hooks's 2.1 square miles rank 670th of 1,224 places in Texas.
• Share of state population: Hooks's 2,484 residents are about 0.0% of Texas.
• National rank: Hooks sits 6,868th by population among the 19,457 places in this dataset.
• Growth rank: Hooks ranks 1,009th among Texas's 1,224 places for the 2020-to-2023 change.
• State comparison: Texas's places average +6.5% for 2020-to-2023, against Hooks's 1.5%.
• Density in Texas: Hooks ranks 404th by people per square mile.
• Density in context: Hooks's 1,191 people per square mile sit against a Texas median of 840.
• Location: 33.4707 / -94.2865, per the US Census Bureau Gazetteer.
• Nearest larger cities: New Boston (8 mi); Nash (9 mi); Wake Village (10 mi); Texarkana (12 mi); Ashdown (17 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller places: Leary (4 mi); Red Lick (7 mi); Redwater (8 mi).
• Smaller places within 50 miles: 50 of them.
• Larger places within 100 miles: 56.

Hooks on the map

Hooks covers about 2.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,191 people per square mile. The largest place in Texas, Houston, lies about 263 miles away. Hooks has 16 larger places within a 50-mile radius. The 100-mile radius contains 56 larger places.

Borrowing reach in Hooks

Hooks is moderately settled, with about 1,191 people per square mile and 16 larger places within 50 miles. Lenders licensed in Texas reach Hooks's 2,484 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is New Boston, TX about 8 miles away.

The Texas lending rules that reach Hooks

This table holds the Texas rate and licensing rules for consumer loans made to Hooks's 2,484 residents.

Steps to take before a Hooks loan

A sensible order of operations for a loan in Hooks, home to about 2,484 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Pick the shortest term whose payment you can comfortably afford.
6. Borrow only what the purpose requires, not the maximum you are offered.
7. Decide the purpose and how you will repay it before approaching any lender.

None of these steps is Hooks-specific: the same Texas licensing and disclosure rules reach all 2,484 residents.

How Hooks compares across Texas

Within Texas, Hooks holds roughly 0.0% of all residents, the 537th-largest share among 1,224 places. Its 2020-to-2023 change ranks 1,009th of 1,224 Texas places, putting it near the 18th percentile for growth. By density, at about 1,191 people per square mile, it ranks 404th in Texas. Between 2020 and 2023 the count changed by roughly 37 residents.