Personal loans in Nash, TX
When Texas caps or restricts a product, lenders either change the terms or withdraw it from Nash as from the rest of the state. A lender serving Nash holds a Texas licence and answers to a Texas regulator; no city office is involved for its 4,230 residents. The Census counts 4,230 people in Nash, the 411th-largest figure among Texas's 1,224 places. The trend for Nash between 2020 and 2023 is upward by roughly 10.8%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Nash loan. Borrowers who want a bigger city can look to Wake Village, TX about 2 miles away.
The Nash data picture
Nash is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 4,230 — Nash ranks 411th of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: About 10.8% above the 2020 Census base.
- Absolute change: 412 residents added between 2020 and 2023.
- Size percentile: about 66% of Texas communities are smaller than Nash (4,230 residents).
- Land and density: 4.5 square miles of land carry roughly 945 residents per square mile.
- By land area: Nash ranks 402nd among Texas's 1,224 places, at 4.5 sq mi.
- Within Texas: about 0.0% of the state's population lives in Nash.
- National rank: Nash is 5,309th of 19,457 places nationwide.
- Growth in Texas: Nash stands 206th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Nash moved 10.8%.
- Density in Texas: Nash ranks 547th by people per square mile.
- Density in context: Nash's 945 people per square mile sit against a Texas median of 840.
- Location: mapped by the US Census Bureau at 33.4472, -94.1345.
- Nearest larger cities: Wake Village (2 mi); Texarkana (3 mi); Texarkana (9 mi); New Boston (16 mi); Atlanta (23 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Red Lick (3 mi); Leary (5 mi); Hooks (9 mi).
- Smaller neighbours: 64 places smaller than Nash sit within 50 miles.
- Within 100 miles: 36 places are larger than Nash.
Texas consumer-lending rules applied in Nash
Read the table as a lender's compliance picture for Nash: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
Borrowing reach in Nash
Nash is a moderately settled community of about 4,230 people, with 8 larger places inside a 50-mile radius. Whether Nash has a local branch or not, a Texas-licensed lender can serve its 4,230 people online on the same terms. For a larger market, the closest option is Wake Village, TX about 2 miles away.
Nash in state context
Set beside Texas's 1,224 places, Nash ranks 411th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Nash stands 206th among Texas's 1,224 places — roughly the 83th percentile. At about 945 people per square mile, Nash is the 547th most densely settled place in Texas. By land area, its 4.5 square miles rank 402nd of 1,224 places in Texas.
The anatomy of a Nash personal loan
Nash is a small community of about 4,230 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Nash's rank of 411th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Nash loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Land, water and location for Nash
Nash's land area is roughly 4.5 square miles, and the Gazetteer records no significant water area within it. With 4,230 residents, the land area yields roughly 945 people per square mile. The state's population centre of gravity, Houston, is roughly 264 miles away. Nash has 8 larger places within a 50-mile radius. The 100-mile radius contains 36 larger places.
Common questions
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Nearby places
- Wake Village, TX — population 5,808
- Red Lick, TX — population 929
- Texarkana, TX — population 35,741
- Leary, TX — population 448
- Texarkana, AR — population 29,223
- Redwater, TX — population 855
- Hooks, TX — population 2,484
- Ogden, AR — population 126