Personal loans in Marquez, TX
Marquez is a small community in Texas, with an estimated 195 residents, and every licensed lender here follows the same state rulebook. Marquez ranks 1,161st of 1,224 places in Texas, with a population near 195.
Population in Marquez climbed about 8.9% over the three years from 2020 to 2023. A lender that serves Marquez operates under Texas lending statutes and a Texas supervisor. Rate-shopping from Marquez costs nothing at pre-qualification, where a soft pull leaves your credit file alone. The next larger city is Jewett, TX about 11 miles away.
Local context for Marquez
Marquez is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 195 — Marquez ranks 1,161st of 1,224 communities in Texas (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is positive, near 8.9%.
- Change in people: the 2020-to-2023 comparison is a gain of about 16 residents.
- Size percentile: Marquez sits ahead of around 5% of Texas places, at 195 people.
- Population density: 149 people per square mile on 1.3 square miles of land.
- Land area: Marquez covers 1.3 square miles, the 912th-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Marquez.
- Nationally: Marquez is the 16,569th-largest of 19,457 Census places in the dataset.
- Growth rank: Marquez's 2020-to-2023 change ranks 264th of 1,224 places in Texas.
- Against the state trend: Marquez's 8.9% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Marquez places 1,156th among Texas's places by people per square mile.
- Density in context: Marquez's 149 people per square mile sit against a Texas median of 840.
- Location: 31.2361, -96.2574 (US Census Bureau Gazetteer).
- Nearest larger cities: Jewett (11 mi); Centerville (16 mi); Normangee (17 mi); Buffalo (19 mi); Franklin (20 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Leona (18 mi); Midway (33 mi); Kirvin (37 mi).
- Within a 50-mile radius: 3 smaller Census places.
- Larger places within 100 miles: 248.
Getting a loan in Marquez
Marquez is lightly settled, with about 149 people per square mile and 40 larger places within 50 miles. What is available to Marquez's 195 borrowers is set by Texas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Jewett, TX about 11 miles away.
Marquez: area, density and distance
The Census Gazetteer records about 1.3 square miles of land within Marquez, with no significant water area listed. The resulting density is about 149 people per square mile. The state's population centre of gravity, Houston, is roughly 113 miles away. A 50-mile radius around Marquez takes in 40 places that are larger. The 100-mile radius contains 248 larger places.
Texas consumer-lending rules applied in Marquez
These are Texas's sourced lending facts as they reach Marquez's 195 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Small-loan / installment lender licensing | License required for non-depository lenders charging more than 10% interest; Chapter 342 governs consumer loans (Tex. Fin. Code § 342.051) Source says: Non-depository lenders who engage in making, transacting, or collecting loans with a rate of interest greater than 10% must be licensed by the OCCC. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Inside a Marquez personal loan
A Marquez personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 195 residents. Because pricing is borrower-level, two people in Marquez can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Marquez loan is knowable in advance — unlike a revolving card balance.
Marquez's place among Texas's 1,224 places
Against Texas's other places, Marquez accounts for about 0.0% of the state's population and ranks 1,161st of 1,224 by size. Its 2020-to-2023 change ranks 264th of 1,224 Texas places, putting it near the 78th percentile for growth. At about 149 people per square mile, Marquez is the 1,156th most densely settled place in Texas. In land area, Marquez ranks 912th among Texas's 1,224 places.
Common questions
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Nearby places
- Jewett, TX — population 821
- Normangee, TX — population 535
- Centerville, TX — population 949
- Leona, TX — population 166
- Buffalo, TX — population 1,855
- Franklin, TX — population 1,728
- Thornton, TX — population 423
- Kosse, TX — population 462