Personal loans in Kosse, TX

A 2020-to-2023 comparison shows Kosse up by about 0.9%. Use the calculator on this page to price an amount and term before you commit in Kosse. The closest larger place is Bremond, TX about 10 miles away. For the 462 people in Kosse, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

The Kosse data picture

The figures below are Kosse's own — Census population, land area and coordinates — followed by the Texas rules.

• Population: 462 people, a figure that places Kosse 998th among the 1,224 Census places in Texas (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 0.9% since the 2020 count.
• Absolute change: 4 residents added between 2020 and 2023.
• Size percentile: roughly 18% of Texas places rank below Kosse.
• Density: the Census land area of 1.3 sq mi holds about 358 people per square mile.
• Land area: Kosse covers 1.3 square miles, the 918th-largest area among Texas's 1,224 places.
• Water: Kosse holds about 0.01 square miles, the 567th-largest water area in Texas.
• Share of state population: Kosse's 462 residents are about 0.0% of Texas.
• National rank: Kosse sits 13,494th by population among the 19,457 places in this dataset.
• Growth in Texas: Kosse stands 769th by percentage change from 2020 to 2023, among 1,224 places.
• Against the state trend: Kosse's 0.9% change compares with a Texas average of +6.5% across its 1,224 places.
• Density rank: Kosse is the 993rd most densely settled place in Texas.
• Density vs Texas: Kosse's 358 people per square mile compare with a state median of 840.
• Location: 31.3074, -96.6294 (US Census Bureau Gazetteer).
• Nearest larger cities: Bremond (10 mi); Marlin (16 mi); Groesbeck (16 mi); Mart (20 mi); Franklin (21 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Thornton (8 mi); Marquez (23 mi); Hallsburg (24 mi).
• Smaller neighbours: 21 places smaller than Kosse sit within 50 miles.
• Within 100 miles: 201 places are larger than Kosse.

The Texas lending rules that reach Kosse

This table holds the Texas rate and licensing rules for consumer loans made to Kosse's 462 residents.

Kosse against the rest of Texas

Within Texas, Kosse holds roughly 0.0% of all residents, the 998th-largest share among 1,224 places. For population change between 2020 and 2023, Kosse ranks 769th of 1,224 in Texas (about the 37th percentile). At about 358 people per square mile, Kosse is the 993rd most densely settled place in Texas. Within 50 miles sit 21 smaller Census places, alongside the 42 that are larger.

Inside a Kosse personal loan

In Kosse, a small community of about 462, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Kosse's rank of 998th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Kosse loan is knowable in advance — unlike a revolving card balance.

Where Kosse sits

Kosse covers about 1.3 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 462 residents, the land area yields roughly 358 people per square mile. The state's population centre of gravity, Houston, is roughly 128 miles away. Counting outward 50 miles, 42 larger communities surround Kosse. By land area it ranks 918th of 1,224 Texas places.

Steps to take before a Kosse loan

A sensible order of operations for a loan in Kosse, home to about 462 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the Texas regulator's licence list.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Kosse and the rest of Texas is not the process but the borrower's own file, among the 462 people here.