Personal loans in Normangee, TX
Normangee counts about 535 people, and what is genuinely local about borrowing here is limited — Texas law does the governing. About 535 people live in Normangee, placing it 963rd of 1,224 Census places in Texas.
Normangee added about 7.6% to its population between the 2020 base and the 2023 estimate. For the 535 people in Normangee, Texas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Judge Normangee offers on total cost, not on how quickly the money arrives. For a bigger market, look to Madisonville, TX about 13 miles away.
Borrowing in Normangee: the local picture
Two layers matter for a Normangee borrower: the local population picture and Texas's consumer-lending statutes.
- Population: the Census counts 535 residents in Normangee (Vintage 2023 subcounty estimate), the 963rd-largest figure among Texas's 1,224 places.
- Population trend: The 2020-to-2023 change is positive, near 7.6%.
- People gained or lost: about 38 more since the 2020 base.
- Size percentile: Normangee sits ahead of around 21% of Texas places, at 535 people.
- Population density: about 479 people per square mile (Census land area 1.1 sq mi).
- By land area: Normangee ranks 966th among Texas's 1,224 places, at 1.1 sq mi.
- Within Texas: about 0.0% of the state's population lives in Normangee.
- National rank: Normangee is 12,895th of 19,457 places nationwide.
- Growth in Texas: Normangee stands 306th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Normangee's 7.6%.
- Density rank: Normangee places 897th among Texas's places by people per square mile.
- Density vs Texas: Normangee's 479 people per square mile compare with a state median of 840.
- Location: 31.0302, -96.1157 (US Census Bureau Gazetteer).
- Nearest larger cities: Madisonville (13 mi); Centerville (18 mi); Franklin (22 mi); Jewett (23 mi); Bryan (30 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Leona (12 mi); Marquez (17 mi); Iola (18 mi), each with its own Census population profile.
- Smaller neighbours: 13 places smaller than Normangee sit within 50 miles.
- Larger places within 100 miles: 180.
Inside a Normangee personal loan
Normangee is a small community of about 535 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Normangee. The term you choose in Normangee decides the split between a comfortable payment and the total interest you pay.
Normangee's place among Texas's 1,224 places
Within Texas, Normangee holds roughly 0.0% of all residents, the 963rd-largest share among 1,224 places. Its 2020-to-2023 change ranks 306th of 1,224 Texas places, putting it near the 75th percentile for growth. By density, at about 479 people per square mile, it ranks 897th in Texas. The population moved by about 38 people between 2020 and 2023, a 7.6% shift.
A practical checklist for Normangee borrowers
Complete these steps first when you borrow in Normangee (535 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Texas licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
The process is identical across Texas; what changes is your credit file, not the fact that Normangee holds 535 people.
How Texas law applies in Normangee
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Normangee lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Normangee: area, density and distance
The Census Gazetteer records about 1.1 square miles of land within Normangee, with no significant water area listed. The resulting density is about 479 people per square mile. Houston, the largest place in Texas, is about 96 miles from Normangee. A 50-mile radius around Normangee takes in 24 places that are larger. By land area it ranks 966th of 1,224 Texas places.
Common questions
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Nearby places
- Leona, TX — population 166
- Madisonville, TX — population 4,602
- Marquez, TX — population 195
- Iola, TX — population 339
- Centerville, TX — population 949
- Kurten, TX — population 401
- Bedias, TX — population 394
- Jewett, TX — population 821