Personal loans in Mahaska, KS
If you are weighing a personal loan in Mahaska, start from the payment you can carry; its 43 residents face the same statewide rules. Census figures show Mahaska holding steady across 2020 to 2023. About 43 people live in Mahaska, placing it 588th of 625 Census places in Kansas. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Mahaska loan. Consumer lending that reaches Mahaska's 43 residents is governed by Kansas statute; no city ordinance changes it. A larger market lies at Narka, KS about 4 miles away.
The Mahaska data picture
What follows is Mahaska's place in the Census record, alongside the Kansas rules that govern a personal loan made here.
- Population: an estimated 43 residents, 588th of 625 places in Kansas (Census Vintage 2023 subcounty estimate).
- Population trend: Held essentially flat from the 2020 Census base to the 2023 estimate.
- Size percentile: Mahaska's 43 people outrank roughly 6% of the places in Kansas.
- Land and density: 0.2 square miles of land carry roughly 193 residents per square mile.
- Land area: Mahaska covers 0.2 square miles, the 510th-largest area among Kansas's 625 places.
- Share of Kansas: Mahaska holds about 0.0% of the state's population, some 43 people.
- Nationally: Mahaska is the 19,067th-largest of 19,457 Census places in the dataset.
- Growth rank: Mahaska's 2020-to-2023 change ranks 155th of 625 places in Kansas.
- Against the state trend: Mahaska's 0.0% change compares with a Kansas average of -1.0% across its 625 places.
- Density in Kansas: Mahaska ranks 584th by people per square mile.
- Density in context: Mahaska's 193 people per square mile sit against a Kansas median of 764.
- Location: the Census Gazetteer records it at 39.9873, -97.3536.
- Nearest larger cities: Narka (4 mi); Reynolds (5 mi); Hubbell (8 mi); Haddam (9 mi); Munden (11 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Gilead (11 mi); Hollenberg (19 mi); Vining (29 mi), each with its own Census population profile.
- Smaller neighbours: 9 places smaller than Mahaska sit within 50 miles.
- Within 100 miles: 348 places are larger than Mahaska.
Mahaska's place among Kansas's 625 places
Within Kansas, Mahaska holds roughly 0.0% of all residents, the 588th-largest share among 625 places. For population change between 2020 and 2023, Mahaska ranks 155th of 625 in Kansas (about the 75th percentile). At about 193 people per square mile, Mahaska is the 584th most densely settled place in Kansas. By land area, its 0.2 square miles rank 510th of 625 places in Kansas.
Lender access in Mahaska
Mahaska is a lightly settled community of about 43 people, with 86 larger places inside a 50-mile radius. What is available to Mahaska's 43 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Narka, KS about 4 miles away.
Where Mahaska sits
Inside Mahaska's boundaries lie about 0.2 square miles of land, with no significant water area recorded. Spread across it are roughly 193 residents per square mile. For the state's biggest city, Wichita, the distance is roughly 159 miles. Mahaska has 86 larger places within a 50-mile radius. By land area it ranks 510th of 625 Kansas places.
A practical checklist for Mahaska borrowers
These steps shape the offer you get in Mahaska, a place of about 43 people:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the lender holds a Kansas licence by checking the regulator named above.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
None of these steps is Mahaska-specific: the same Kansas licensing and disclosure rules reach all 43 residents.
Kansas consumer-lending rules applied in Mahaska
When Kansas does not publish a figure, the row links to the source instead of inventing a number; Mahaska is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Common questions
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Nearby places
- Reynolds, NE — population 56
- Narka, KS — population 81
- Haddam, KS — population 108
- Hubbell, NE — population 59
- Gilead, NE — population 30
- Munden, KS — population 97
- Cuba, KS — population 138
- Morrowville, KS — population 114