Personal loans in Haddam, KS
The Census counts 108 people in Haddam, the 487th-largest figure among Kansas's 625 places. Haddam is a small community in Kansas, with an estimated 108 residents, and every licensed lender here follows the same state rulebook. Compare APR, not the interest rate, because the APR folds in most fees on a Haddam loan. For the 108 people in Haddam, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Population in Haddam dropped about 1.8% over the three years from 2020 to 2023. A larger market lies at Morrowville, KS about 7 miles away.
The Haddam data picture
Here is the sourced Census picture for Haddam, plus the Kansas lending rules that apply to a loan taken out here.
- Population: 108 people, a figure that places Haddam 487th among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 1.8% since the 2020 count.
- People gained or lost: about 2 fewer since the 2020 base.
- Size percentile: about 22% of Kansas communities are smaller than Haddam (108 residents).
- Population density: about 315 people per square mile (Census land area 0.3 sq mi).
- By land area: Haddam ranks 395th among Kansas's 625 places, at 0.3 sq mi.
- State share: roughly 0.0% of Kansas's residents live in Haddam (108 people).
- National rank: Haddam is 17,992nd of 19,457 places nationwide.
- Growth in Kansas: Haddam stands 378th by percentage change from 2020 to 2023, among 625 places.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Haddam's 1.8%.
- Density in Kansas: Haddam ranks 522nd by people per square mile.
- Density vs Kansas: Haddam's 315 people per square mile compare with a state median of 764.
- Location: the Census Gazetteer records it at 39.8553, -97.3043.
- Nearest larger cities: Morrowville (7 mi); Cuba (9 mi); Washington (14 mi); Linn (17 mi); Belleville (18 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Mahaska (9 mi); Narka (10 mi); Agenda (12 mi), each with its own Census population profile.
- Smaller places within 50 miles: 35 of them.
- At 100 miles: 273 larger Census places fall inside that radius.
The geography behind Haddam
Haddam covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 315 people per square mile. For the state's biggest city, Wichita, the distance is roughly 150 miles. Within 50 miles of Haddam there are 60 larger Census places. By land area it ranks 395th of 625 Kansas places.
How Haddam compares across Kansas
Among Kansas's 625 places, Haddam sits at 487th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Haddam ranks 378th of 625 in Kansas (about the 40th percentile). Its roughly 315 residents per square mile place it 522nd among Kansas's places. The population moved by about 2 people between 2020 and 2023, a 1.8% shift.
The Kansas lending rules that reach Haddam
For the roughly 108 residents of Haddam, the rules below are Kansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
The anatomy of a Haddam personal loan
In Haddam, a small community of about 108, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Haddam loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Haddam loan is knowable in advance — unlike a revolving card balance.
How lenders reach Haddam
With about 315 residents per square mile, Haddam is lightly settled, and 60 larger Census places sit within 50 miles. Distance to a branch rarely matters for Haddam's 108 residents: the application is online and the price follows your credit file. The nearest bigger place is Morrowville, KS about 7 miles away.
Common questions
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Nearby places
- Morrowville, KS — population 114
- Mahaska, KS — population 43
- Narka, KS — population 81
- Cuba, KS — population 138
- Agenda, KS — population 44
- Reynolds, NE — population 56
- Munden, KS — population 97
- Hubbell, NE — population 59