Personal loans in Cuba, KS

Cuba by the numbers

What follows is Cuba's place in the Census record, alongside the Kansas rules that govern a personal loan made here.

• Population: the Census counts 138 residents in Cuba (Vintage 2023 subcounty estimate), the 456th-largest figure among Kansas's 625 places.
• Population trend: A decline of about 0.7% across the 2020-to-2023 comparison.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: roughly 27% of Kansas places rank below Cuba.
• Density: the Census land area of 0.3 sq mi holds about 479 people per square mile.
• By land area: Cuba ranks 439th among Kansas's 625 places, at 0.3 sq mi.
• Share of Kansas: Cuba holds about 0.0% of the state's population, some 138 people.
• Nationally: Cuba is the 17,457th-largest of 19,457 Census places in the dataset.
• Growth in Kansas: Cuba stands 250th by percentage change from 2020 to 2023, among 625 places.
• State comparison: Kansas's places average -1.0% for 2020-to-2023, against Cuba's 0.7%.
• Density in Kansas: Cuba ranks 455th by people per square mile.
• Density vs Kansas: Cuba's 479 people per square mile compare with a state median of 764.
• Location: 39.8023 / -97.4574, per the US Census Bureau Gazetteer.
• Nearest larger cities: Belleville (9 mi); Clyde (15 mi); Chester (17 mi); Scandia (17 mi); Clifton (19 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Agenda (7 mi); Munden (9 mi); Haddam (9 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 42 smaller Census places.
• Within 100 miles: 243 places are larger than Cuba.

What to do before borrowing in Cuba

For Cuba's roughly 138 residents, these are the steps that most influence the offer:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Test your amount and term in the personal loan calculator first.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Kansas regulator's licence records before you sign.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

None of these steps is Cuba-specific: the same Kansas licensing and disclosure rules reach all 138 residents.

What shapes a Cuba personal loan

In Cuba, a small community of about 138, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Cuba can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Cuba loan but raises total interest, so the smallest payment is not the cheapest loan.

What Kansas law requires in Cuba

The rows below set out what a licensed lender must follow in Kansas, and so for Cuba's roughly 138 residents.

Getting a loan in Cuba

With about 479 residents per square mile, Cuba is lightly settled, and 51 larger Census places sit within 50 miles. What is available to Cuba's 138 borrowers is set by Kansas licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Belleville, KS about 9 miles away.

Where Cuba sits

The Census Gazetteer records about 0.3 square miles of land within Cuba, with no significant water area listed. With 138 residents, the land area yields roughly 479 people per square mile. For the state's biggest city, Wichita, the distance is roughly 146 miles. Within 50 miles of Cuba there are 51 larger Census places. By land area it ranks 439th of 625 Kansas places.