Personal loans in Leland, MS

A 2020-to-2023 comparison shows Leland down by about 7.4%. Read the disclosure for an origination fee and any prepayment penalty before signing in Leland. Lenders active in Leland report to a Mississippi supervisor, identified in the sourced rows below. The nearest larger metro is Greenville, MS about 9 miles away.

What the Census records for Leland

Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.

• Population: a Census-estimated 3,693, 75th among Mississippi's 299 places (Vintage 2023).
• Population trend: A drop of about 7.4% from 2020 to 2023.
• People gained or lost: about 293 fewer since the 2020 base.
• Size percentile: with 3,693 residents, Leland is larger than about 75% of Mississippi's Census places.
• Population density: about 1,031 people per square mile across 3.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Leland's 3.6 square miles rank 132nd of 299 places in Mississippi.
• Water area rank: Leland ranks 73rd among Mississippi's 299 places, with 0.05 sq mi.
• Share of Mississippi: Leland holds about 0.2% of the state's population, some 3,693 people.
• Nationally: Leland is the 5,672nd-largest of 19,457 Census places in the dataset.
• Growth rank: Leland's 2020-to-2023 change ranks 272nd of 299 places in Mississippi.
• Versus Mississippi: the state average change is -2.3%, while Leland moved 7.4%.
• Density in Mississippi: Leland ranks 38th by people per square mile.
• Density in context: Leland's 1,031 people per square mile sit against a Mississippi median of 434.
• Location: 33.4048, -90.8909 (US Census Bureau Gazetteer).
• Nearest larger cities: Greenville (9 mi); Indianola (15 mi); Cleveland (25 mi); Greenwood (41 mi); Yazoo City (47 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities within reach: Metcalfe (7 mi); Arcola (9 mi); Shaw (15 mi).
• Smaller places within 50 miles: 60 of them.
• At 100 miles: 37 larger Census places fall inside that radius.

What is available to Leland borrowers

With about 1,031 residents per square mile, Leland is moderately settled, and 5 larger Census places sit within 50 miles. A Mississippi licence lets a lender serve Leland without a local office, so branch density does not change what its 3,693 residents are offered. The nearest bigger place is Greenville, MS about 9 miles away.

How Mississippi law applies in Leland

Mississippi has no separate rate rule for Leland; the sourced rows below are what reach every lender that serves its 3,693 people.

A pre-application checklist for Leland

These steps shape the offer you get in Leland, a place of about 3,693 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Verify the lender's Mississippi licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

What differs between Leland and the rest of Mississippi is not the process but the borrower's own file, among the 3,693 people here.

The geography behind Leland

The Census Gazetteer records 3.6 square miles of land and 0.05 square miles of water within Leland. The resulting density is about 1,031 people per square mile. Jackson, the largest place in Mississippi, is about 85 miles from Leland. Within 50 miles of Leland there are 5 larger Census places. By land area it ranks 132nd of 299 Mississippi places.

The anatomy of a Leland personal loan

Leland is a small community of about 3,693 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Leland's rank of 75th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Leland loan is knowable in advance — unlike a revolving card balance.