Personal loans in Indianola, MS
Census figures put the 2020-to-2023 decrease in Indianola at about 6.6%. Indianola is one of 299 Census places in Mississippi; its 9,003 residents put it at 46th.
Two households in Indianola with comparable incomes can still be offered different rates; the city's 9,003 residents are not the reason. If debt is already a strain, a nonprofit credit counsellor can help Indianola residents before they take on more. Which products a lender may offer to Indianola's 9,003 residents follows from the Mississippi consumer-lending framework. The closest larger place is Cleveland, MS about 21 miles away.
Indianola: population, trend and location
Read the local figures below as context; read the sourced Mississippi table as the rulebook a lender here must follow.
- Population: a Census-estimated 9,003, 46th among Mississippi's 299 places (Vintage 2023).
- Population trend: A drop of about 6.6% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a loss of about 638 residents.
- Size percentile: Indianola sits ahead of around 85% of Mississippi places, at 9,003 people.
- Population density: about 1,050 people per square mile across 8.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Indianola's 8.6 square miles rank 72nd of 299 places in Mississippi.
- Water area rank: Indianola ranks 61st among Mississippi's 299 places, with 0.09 sq mi.
- Share of state population: Indianola's 9,003 residents are about 0.6% of Mississippi.
- National standing: Indianola ranks 3,383rd of 19,457 US places.
- Growth rank: Indianola's 2020-to-2023 change ranks 257th of 299 places in Mississippi.
- Versus Mississippi: the state average change is -2.3%, while Indianola moved 6.6%.
- Density rank: Indianola is the 37th most densely settled place in Mississippi.
- Against the state median: Indianola runs about 1,050 residents per square mile, where the Mississippi median is 434.
- Location: latitude 33.4489, longitude -90.6438 (Census Gazetteer).
- Nearest larger cities: Cleveland (21 mi); Greenville (24 mi); Greenwood (26 mi); Yazoo City (43 mi); Clarksdale (52 mi). Living near a larger metro rarely changes what is available in Indianola.
- Smaller places nearby: Inverness (7 mi); Moorhead (8 mi); Sunflower (9 mi).
- Within a 50-mile radius: 55 smaller Census places.
- Larger places within 100 miles: 18.
How lenders reach Indianola
Indianola is moderately settled, with about 1,050 people per square mile and 4 larger places within 50 miles. Whether Indianola has a local branch or not, a Mississippi-licensed lender can serve its 9,003 people online on the same terms. The nearest bigger place is Cleveland, MS about 21 miles away.
Where Indianola sits
Indianola covers about 8.6 square miles of land, with 0.09 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,050 residents per square mile. The largest place in Mississippi, Jackson, lies about 82 miles away. Within 50 miles of Indianola there are 4 larger Census places. Within the same 50 miles lie 55 smaller Census places.
How Mississippi law applies in Indianola
Read the table as a lender's compliance picture for Indianola: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Mississippi Department of Banking and Consumer Finance (DBCF) Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi" | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
| Delayed-deposit (payday) fee caps | $20 per $100 advanced on checks ≤$250; $21.95 per $100 on checks over $250 (DBCF rule) Source says: "Delayed deposit transaction: $20.00 per $100.00 advanced for checks $250.00 and under" | Mississippi Secretary of State (DBCF administrative regulations) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: the maximum finance charge for licensed small-loan lenders is set by Miss. Code § 75-17-21, which § 75-67-119 references as the limit; no retrievable official page published the current figure for direct verification. | Mississippi Department of Banking and Consumer Finance as of 2026-09-16 |
Inside a Indianola personal loan
In Indianola, a small town of about 9,003, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Indianola can be quoted different APRs on the same amount and term. Shortening the term on a Indianola loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Indianola compares across Mississippi
Indianola is the 46th-largest of 299 Census places in Mississippi and contains about 0.6% of the state's people. Its 2020-to-2023 change ranks 257th of 299 Mississippi places, putting it near the 14th percentile for growth. At about 1,050 people per square mile, Indianola is the 37th most densely settled place in Mississippi. Between 2020 and 2023 the count changed by roughly 638 residents.
Common questions
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Nearby places
- Inverness, MS — population 805
- Moorhead, MS — population 1,832
- Sunflower, MS — population 895
- Isola, MS — population 590
- Shaw, MS — population 1,363
- Doddsville, MS — population 67
- Leland, MS — population 3,693
- Boyle, MS — population 497