Personal loans in Benoit, MS

Borrowing in Benoit: the local picture

The figures below are Benoit's own — Census population, land area and coordinates — followed by the Mississippi rules.

• Population: the Census counts 345 residents in Benoit (Vintage 2023 subcounty estimate), the 235th-largest figure among Mississippi's 299 places.
• Population trend: The 2020-to-2023 change is negative, near 6.2%.
• People gained or lost: about 23 fewer since the 2020 base.
• Size percentile: about 21% of Mississippi communities are smaller than Benoit (345 residents).
• Land and density: 1.0 square miles of land carry roughly 354 residents per square mile.
• Land area: Benoit covers 1.0 square miles, the 241st-largest area among Mississippi's 299 places.
• Water: Benoit holds about 0.01 square miles, the 126th-largest water area in Mississippi.
• Share of Mississippi: Benoit holds about 0.0% of the state's population, some 345 people.
• National standing: Benoit ranks 14,634th of 19,457 US places.
• Growth rank: Benoit ranks 246th among Mississippi's 299 places for the 2020-to-2023 change.
• Against the state trend: Benoit's 6.2% change compares with a Mississippi average of -2.3% across its 299 places.
• Density rank: Benoit is the 187th most densely settled place in Mississippi.
• Against the state median: Benoit runs about 354 residents per square mile, where the Mississippi median is 434.
• Location: mapped by the US Census Bureau at 33.6516, -91.0087.
• Nearest larger cities: Arkansas City (12 mi); Metcalfe (14 mi); Shaw (14 mi); Rosedale (15 mi); Boyle (17 mi). Larger metros often have more branches, but online lenders reach Benoit on the same terms.
• Smaller towns nearby: Beulah (10 mi); Pace (13 mi); Gunnison (20 mi).
• Within a 50-mile radius: 25 smaller Census places.
• Within 100 miles: 139 places are larger than Benoit.

Benoit on the map

Benoit covers about 1.0 square miles of land, with 0.01 square miles of water inside its boundaries (Census Gazetteer). With 345 residents, the land area yields roughly 354 people per square mile. The state's population centre of gravity, Jackson, is roughly 103 miles away. Counting outward 50 miles, 37 larger communities surround Benoit. Within the same 50 miles lie 25 smaller Census places.

The anatomy of a Benoit personal loan

With roughly 345 residents, Benoit is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Benoit's rank of 235th in Mississippi: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Benoit decides the split between a comfortable payment and the total interest you pay.

Which Mississippi laws govern a loan in Benoit

Read the table as a lender's compliance picture for Benoit: the rule, the sourced figure, the publisher and the date.

Before you apply in Benoit

Before you apply in Benoit, a community of about 345, work through these steps:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Check the Mississippi regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

What differs between Benoit and the rest of Mississippi is not the process but the borrower's own file, among the 345 people here.

How lenders reach Benoit

Benoit is a lightly settled community of about 345 people, with 37 larger places inside a 50-mile radius. Whether Benoit has a local branch or not, a Mississippi-licensed lender can serve its 345 people online on the same terms. The nearest larger city, Arkansas City, AR about 12 miles away.