Personal loans in Rosedale, MS

Rosedale by the numbers

Two layers matter for a Rosedale borrower: the local population picture and Mississippi's consumer-lending statutes.

• Population: 1,460 residents; Rosedale is the 126th-largest of 299 places in Mississippi (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 7.7% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 122 residents.
• Size percentile: bigger than about 58% of the places in Mississippi, with 1,460 residents in Rosedale.
• Population density: about 270 people per square mile across 5.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Rosedale covers 5.4 square miles, the 99th-largest area among Mississippi's 299 places.
• Water: Rosedale holds about 0.06 square miles, the 67th-largest water area in Mississippi.
• Within Mississippi: about 0.1% of the state's population lives in Rosedale.
• National rank: Rosedale is 8,784th of 19,457 places nationwide.
• Growth rank: Rosedale's 2020-to-2023 change ranks 280th of 299 places in Mississippi.
• Against the state trend: Rosedale's 7.7% change compares with a Mississippi average of -2.3% across its 299 places.
• Density in Mississippi: Rosedale ranks 226th by people per square mile.
• Density vs Mississippi: Rosedale's 270 people per square mile compare with a state median of 434.
• Location: 33.8602, -91.0435 (Census Gazetteer coordinates).
• Nearest larger cities: Shelby (17 mi); Cleveland (20 mi); Dumas (25 mi); McGehee (26 mi); Drew (30 mi). Lenders licensed in the state serve Rosedale whether or not they keep a local branch.
• Smaller communities close by: Beulah (6 mi); Gunnison (8 mi); Pace (12 mi), each with its own Census population profile.
• Smaller neighbours: 42 places smaller than Rosedale sit within 50 miles.
• Within 100 miles: 74 places are larger than Rosedale.

How personal loans work in Rosedale

Most loans made to Rosedale's 1,460 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Rosedale lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Rosedale loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Rosedale

Rosedale is lightly settled, with about 270 people per square mile and 19 larger places within 50 miles. Whether Rosedale has a local branch or not, a Mississippi-licensed lender can serve its 1,460 people online on the same terms. The nearest bigger place is Shelby, MS about 17 miles away.

Rosedale: area, density and distance

Inside Rosedale's boundaries lie roughly 5.4 square miles of land and 0.06 square miles of water. The resulting density is about 270 people per square mile. The state's population centre of gravity, Jackson, is roughly 117 miles away. A 50-mile radius around Rosedale takes in 19 places that are larger. By land area it ranks 99th of 299 Mississippi places.

Rosedale against the rest of Mississippi

Within Mississippi, Rosedale holds roughly 0.1% of all residents, the 126th-largest share among 299 places. Its 2020-to-2023 change ranks 280th of 299 Mississippi places, putting it near the 6th percentile for growth. Its roughly 270 residents per square mile place it 226th among Mississippi's places. Between 2020 and 2023 the count changed by roughly 122 residents.

The Mississippi lending rules that reach Rosedale

Every row below records a Mississippi rule, its publisher and its retrieval date — the same rules a Rosedale lender must follow.