Personal loans in Latty, OH

Latty ranks 848th of 924 places in Ohio, with a population near 163. The 2020 count to the 2023 estimate shows about 1.2% decline in Latty. Compare APR, not the interest rate, because the APR folds in most fees on a Latty loan. A larger market lies at Paulding, OH about 4 miles away.

Local context for Latty

Latty is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: about 163 people live here, which puts Latty 848th of 924 Census places in Ohio (Vintage 2023).
• Population trend: A loss of roughly 1.2% between 2020 and 2023.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 8% of Ohio places rank below Latty.
• Density: roughly 606 residents per square mile, spread over 0.3 sq mi of land.
• Land area: Latty covers 0.3 square miles, the 799th-largest area among Ohio's 924 places.
• Within Ohio: about 0.0% of the state's population lives in Latty.
• National rank: Latty is 17,079th of 19,457 places nationwide.
• Growth in Ohio: Latty stands 525th by percentage change from 2020 to 2023, among 924 places.
• Against the state trend: Latty's 1.2% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Latty ranks 777th by people per square mile.
• Density in context: Latty's 606 people per square mile sit against a Ohio median of 1,289.
• Location: 41.0879 / -84.5832, per the US Census Bureau Gazetteer.
• Nearest larger cities: Paulding (4 mi); Scott (7 mi); Grover Hill (7 mi); Payne (8 mi); Melrose (8 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller towns nearby: Broughton (3 mi); Haviland (5 mi); Cecil (9 mi).
• Within a 50-mile radius: 15 smaller Census places.
• Larger places within 100 miles: 530.

Which Ohio laws govern a loan in Latty

These are Ohio's sourced lending facts as they reach Latty's 163 residents; the state has no city-level rate rule.

Lender access in Latty

At roughly 606 people per square mile, Latty is moderately settled; 135 larger places lie within 50 miles. Whether Latty has a local branch or not, a Ohio-licensed lender can serve its 163 people online on the same terms. The nearest bigger place is Paulding, OH about 4 miles away.

A practical checklist for Latty borrowers

For Latty's roughly 163 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Model the payment on the calculator before a lender models it for you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Latty-specific: the same Ohio licensing and disclosure rules reach all 163 residents.

How personal loans work in Latty

With roughly 163 residents, Latty is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Latty's rank of 848th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Latty loan is knowable in advance — unlike a revolving card balance.

Latty on the map

The Census Gazetteer records about 0.3 square miles of land within Latty, with no significant water area listed. The resulting density is about 606 people per square mile. For the state's biggest city, Columbus, the distance is roughly 113 miles. Latty has 135 larger places within a 50-mile radius. Within the same 50 miles lie 15 smaller Census places.