Personal loans in Grover Hill, OH
The trend for Grover Hill between 2020 and 2023 is downward by roughly 0.8%. About 380 people live in Grover Hill, placing it 721st of 924 Census places in Ohio. With roughly 380 residents, Grover Hill is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city. Decide the purpose of the loan and your repayment plan before sharing any details with a Grover Hill lender. Every figure below is Ohio's own, applied to Grover Hill's 380 residents, with the publisher and retrieval date attached. The closest larger city is Oakwood, OH about 7 miles away.
Grover Hill by the numbers
Grover Hill is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 380 people, a figure that places Grover Hill 721st among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 3 residents.
- Size percentile: about 22% of Ohio communities are smaller than Grover Hill (380 residents).
- Density: roughly 1,377 residents per square mile, spread over 0.3 sq mi of land.
- By land area: Grover Hill ranks 793rd among Ohio's 924 places, at 0.3 sq mi.
- Share of state population: Grover Hill's 380 residents are about 0.0% of Ohio.
- National rank: Grover Hill sits 14,283rd by population among the 19,457 places in this dataset.
- Growth in Ohio: Grover Hill stands 416th by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Grover Hill moved 0.8%.
- Density rank: Grover Hill places 419th among Ohio's places by people per square mile.
- Density vs Ohio: Grover Hill's 1,377 people per square mile compare with a state median of 1,289.
- Location: 41.0190 / -84.4776, per the US Census Bureau Gazetteer.
- Nearest larger cities: Oakwood (7 mi); Ottoville (9 mi); Paulding (10 mi); Middle Point (11 mi); Continental (12 mi). Living near a larger metro rarely changes what is available in Grover Hill.
- Smaller places nearby: Haviland (6 mi); Broughton (6 mi); Melrose (6 mi).
- Smaller places within 50 miles: 45 of them.
- Within 100 miles: 455 places are larger than Grover Hill.
The state rulebook for Grover Hill
This table holds the Ohio rate and licensing rules for consumer loans made to Grover Hill's 380 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Where Grover Hill sits in Ohio
Grover Hill is the 721st-largest of 924 Census places in Ohio and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Grover Hill stands 416th among Ohio's 924 places — roughly the 55th percentile. By density, at about 1,377 people per square mile, it ranks 419th in Ohio. The population moved by about 3 people between 2020 and 2023, a 0.8% shift.
The Grover Hill borrowing checklist
Before you apply in Grover Hill, a community of about 380, work through these steps:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Grover Hill-specific: the same Ohio licensing and disclosure rules reach all 380 residents.
Grover Hill on the map
Grover Hill's land area is roughly 0.3 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,377 people per square mile. Columbus, the largest place in Ohio, is about 106 miles from Grover Hill. A 50-mile radius around Grover Hill takes in 114 places that are larger. The 100-mile radius contains 455 larger places.
Inside a Grover Hill personal loan
A Grover Hill personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 380 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Grover Hill. A longer term lowers the monthly payment on a Grover Hill loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Broughton, OH — population 108
- Melrose, OH — population 231
- Haviland, OH — population 162
- Scott, OH — population 234
- Latty, OH — population 163
- Oakwood, OH — population 540
- Paulding, OH — population 3,531
- Ottoville, OH — population 970