Personal loans in Broughton, OH

Broughton ranks 893rd of 924 places in Ohio, with a population near 108. A lender that serves Broughton operates under Ohio lending statutes and a Ohio supervisor. Population in Broughton dropped about 1.8% over the three years from 2020 to 2023. A larger market lies at Latty, OH about 3 miles away.

Broughton: population, trend and location

Two layers matter for a Broughton borrower: the local population picture and Ohio's consumer-lending statutes.

• Population: 108 residents; Broughton is the 893rd-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Down about 1.8% from the 2020 Census base to the 2023 estimate.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: roughly 3% of Ohio's places have fewer residents than Broughton's 108.
• Population density: about 498 people per square mile (Census land area 0.2 sq mi).
• Land area rank: Broughton's 0.2 square miles rank 842nd of 924 places in Ohio.
• Share of Ohio: Broughton holds about 0.0% of the state's population, some 108 people.
• National rank: Broughton is the 17,988th most populous of the 19,457 Census places covered here.
• Growth in Ohio: Broughton stands 686th by percentage change from 2020 to 2023, among 924 places.
• Versus Ohio: the state average change is +0.9%, while Broughton moved 1.8%.
• Density in Ohio: Broughton ranks 812th by people per square mile.
• Against the state median: Broughton runs about 498 residents per square mile, where the Ohio median is 1,289.
• Location: 41.0880, -84.5350 (Census Gazetteer coordinates).
• Nearest larger cities: Latty (3 mi); Paulding (5 mi); Haviland (6 mi); Grover Hill (6 mi); Melrose (6 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Nearest smaller towns: New Bavaria (21 mi); Elgin (24 mi); Belmore (31 mi).
• Smaller places within 50 miles: 6 of them.
• At 100 miles: 564 larger Census places fall inside that radius.

Broughton on the map

Broughton covers about 0.2 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 498 people per square mile. The largest place in Ohio, Columbus, lies about 112 miles away. Counting outward 50 miles, 146 larger communities surround Broughton. The 100-mile radius contains 564 larger places.

Getting a loan in Broughton

With about 498 residents per square mile, Broughton is lightly settled, and 146 larger Census places sit within 50 miles. A Ohio licence lets a lender serve Broughton without a local office, so branch density does not change what its 108 residents are offered. The nearest bigger place is Latty, OH about 3 miles away.

A practical checklist for Broughton borrowers

These steps shape the offer you get in Broughton, a place of about 108 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Look the lender up in the Ohio regulator's licence records before you sign.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Read the disclosure for an origination fee and any prepayment penalty before signing.
7. Test the payment against your current bills before you commit.

What differs between Broughton and the rest of Ohio is not the process but the borrower's own file, among the 108 people here.

How personal loans work in Broughton

Most loans made to Broughton's 108 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Broughton's 108 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Broughton loan is knowable in advance — unlike a revolving card balance.

What Ohio law requires in Broughton

These are Ohio's sourced lending facts as they reach Broughton's 108 residents; the state has no city-level rate rule.