Personal loans in Lake Station, IN

Where Lake Station stands

Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.

• Population: 13,047 residents; Lake Station is the 68th-largest of 565 places in Indiana (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 1.7% between 2020 and 2023.
• People gained or lost: about 231 fewer since the 2020 base.
• Size percentile: about 88% of Indiana communities are smaller than Lake Station (13,047 residents).
• Land and density: 8.3 square miles of land carry roughly 1,573 residents per square mile.
• By land area: Lake Station ranks 72nd among Indiana's 565 places, at 8.3 sq mi.
• Water area rank: Lake Station ranks 60th among Indiana's 565 places, with 0.13 sq mi.
• Share of Indiana: Lake Station holds about 0.3% of the state's population, some 13,047 people.
• National rank: Lake Station is the 2,612th most populous of the 19,457 Census places covered here.
• Growth in Indiana: Lake Station stands 521st by percentage change from 2020 to 2023, among 565 places.
• State comparison: Indiana's places average +1.0% for 2020-to-2023, against Lake Station's 1.7%.
• Density rank: Lake Station places 222nd among Indiana's places by people per square mile.
• Against the state median: Lake Station runs about 1,573 residents per square mile, where the Indiana median is 1,375.
• Location: latitude 41.5767, longitude -87.2529 (Census Gazetteer).
• Nearest larger cities: Portage (4 mi); Hobart (5 mi); Gary (5 mi); Merrillville (8 mi); Griffith (9 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller places close by: New Chicago (2 mi); Ogden Dunes (5 mi); Burns Harbor (7 mi).
• Smaller neighbours: 132 places smaller than Lake Station sit within 50 miles.
• At 100 miles: 178 larger Census places fall inside that radius.

Lake Station: area, density and distance

Lake Station's land area is about 8.3 square miles; a further 0.13 square miles is water. The resulting density is about 1,573 people per square mile. The largest place in Indiana, Fort Wayne, lies about 115 miles away. Counting outward 50 miles, 97 larger communities surround Lake Station. By land area it ranks 72nd of 565 Indiana places.

How Lake Station compares across Indiana

Against Indiana's other places, Lake Station accounts for about 0.3% of the state's population and ranks 68th of 565 by size. For population change between 2020 and 2023, Lake Station ranks 521st of 565 in Indiana (about the 8th percentile). Its roughly 1,573 residents per square mile place it 222nd among Indiana's places. Between 2020 and 2023 the count changed by roughly 231 residents.

What shapes a Lake Station personal loan

In Lake Station, a small town of about 13,047, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Federal Truth in Lending rules require a Lake Station lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Lake Station loan is knowable in advance — unlike a revolving card balance.

Before you apply in Lake Station

Before you apply in Lake Station, a community of about 13,047, work through these steps:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Indiana regulator's licence records before you sign.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

What differs between Lake Station and the rest of Indiana is not the process but the borrower's own file, among the 13,047 people here.

Indiana rules behind a Lake Station personal loan

Every row below records a Indiana rule, its publisher and its retrieval date — the same rules a Lake Station lender must follow.