Personal loans in Burns Harbor, IN
If you are weighing a personal loan in Burns Harbor, start from the payment you can carry; its 2,142 residents face the same statewide rules. About 2,142 people live in Burns Harbor, placing it 196th of 565 Census places in Indiana. A larger market lies at Porter, IN about 2 miles away. Burns Harbor gained roughly 4.2% in population across the 2020-to-2023 comparison. Which products a lender may offer to Burns Harbor's 2,142 residents follows from the Indiana consumer-lending framework. Rate-shopping from Burns Harbor costs nothing at pre-qualification, where a soft pull leaves your credit file alone.
What the Census records for Burns Harbor
Burns Harbor is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 2,142, ranked 196th of 565 places in Indiana (Census Vintage 2023 subcounty estimate).
- Population trend: Up about 4.2% from the 2020 Census base to the 2023 estimate.
- People gained or lost: about 87 more since the 2020 base.
- Size percentile: about 65% of Indiana's Census places are smaller than Burns Harbor.
- Population density: about 333 people per square mile (Census land area 6.4 sq mi).
- By land area: Burns Harbor ranks 91st among Indiana's 565 places, at 6.4 sq mi.
- State share: roughly 0.1% of Indiana's residents live in Burns Harbor (2,142 people).
- National standing: Burns Harbor ranks 7,383rd of 19,457 US places.
- Growth rank: Burns Harbor's 2020-to-2023 change ranks 41st of 565 places in Indiana.
- Versus Indiana: the state average change is +1.0%, while Burns Harbor moved 4.2%.
- Density rank: Burns Harbor places 539th among Indiana's places by people per square mile.
- Density in context: Burns Harbor's 333 people per square mile sit against a Indiana median of 1,375.
- Location: coordinates 41.6189, -87.1259 (US Census Bureau Gazetteer).
- Nearest larger cities: Porter (2 mi); Portage (3 mi); Chesterton (4 mi); Lake Station (7 mi); Valparaiso (10 mi). Lenders licensed in the state serve Burns Harbor whether or not they keep a local branch.
- Nearest smaller places: Dune Acres (3 mi); Ogden Dunes (4 mi); New Chicago (9 mi).
- Within a 50-mile radius: 54 smaller Census places.
- Larger places within 100 miles: 369.
The state rulebook for Burns Harbor
This table holds the Indiana rate and licensing rules for consumer loans made to Burns Harbor's 2,142 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Burns Harbor's place among Indiana's 565 places
Among Indiana's 565 places, Burns Harbor sits at 196th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 41st of 565 Indiana places, putting it near the 93th percentile for growth. At about 333 people per square mile, Burns Harbor is the 539th most densely settled place in Indiana. Between 2020 and 2023 the count changed by roughly 87 residents.
Getting a loan in Burns Harbor
At roughly 333 people per square mile, Burns Harbor is lightly settled; 160 larger places lie within 50 miles. Whether Burns Harbor has a local branch or not, a Indiana-licensed lender can serve its 2,142 people online on the same terms. For a larger market, the closest option is Porter, IN about 2 miles away.
Burns Harbor: area, density and distance
Burns Harbor's land area is roughly 6.4 square miles, and the Gazetteer records no significant water area within it. That land carries about 333 people per square mile. Fort Wayne, the largest place in Indiana, is about 109 miles from Burns Harbor. A 50-mile radius around Burns Harbor takes in 160 places that are larger. Within the same 50 miles lie 54 smaller Census places.
What shapes a Burns Harbor personal loan
Most loans made to Burns Harbor's 2,142 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The rate you see advertised is a range, not a promise, until a lender reviews your file in Burns Harbor. Shortening the term on a Burns Harbor loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
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Nearby places
- Porter, IN — population 5,204
- Dune Acres, IN — population 234
- Portage, IN — population 38,513
- Ogden Dunes, IN — population 1,173
- Chesterton, IN — population 14,657
- Lake Station, IN — population 13,047
- Valparaiso, IN — population 34,627
- New Chicago, IN — population 1,961