Personal loans in Merrillville, IN

What the Census records for Merrillville

Two layers matter for a Merrillville borrower: the local population picture and Indiana's consumer-lending statutes.

• Population: 36,347 people, a figure that places Merrillville 26th among the 565 Census places in Indiana (US Census Bureau, Vintage 2023).
• Population trend: Down about 0.3% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 96 fewer since the 2020 base.
• Size percentile: Merrillville's 36,347 people outrank roughly 95% of the places in Indiana.
• Density: roughly 1,094 residents per square mile, spread over 33.2 sq mi of land.
• By land area: Merrillville ranks 13th among Indiana's 565 places, at 33.2 sq mi.
• Water: Merrillville holds about 0.05 square miles, the 104th-largest water area in Indiana.
• Within Indiana: about 1.0% of the state's population lives in Merrillville.
• National rank: Merrillville is 1,107th of 19,457 places nationwide.
• Growth in Indiana: Merrillville stands 338th by percentage change from 2020 to 2023, among 565 places.
• State comparison: Indiana's places average +1.0% for 2020-to-2023, against Merrillville's 0.3%.
• Density rank: Merrillville is the 370th most densely settled place in Indiana.
• Against the state median: Merrillville runs about 1,094 residents per square mile, where the Indiana median is 1,375.
• Location: 41.4727, -87.3181 (US Census Bureau Gazetteer).
• Nearest larger cities: Gary (8 mi); Portage (11 mi); Hammond (14 mi); Tinley Park (26 mi); Oak Lawn (28 mi). Lenders licensed in the state serve Merrillville whether or not they keep a local branch.
• Nearest smaller towns: Hobart (4 mi); Crown Point (5 mi); Winfield (5 mi).
• Within a 50-mile radius: 212 smaller Census places.
• Larger places within 100 miles: 49.

How personal loans work in Merrillville

Most loans made to Merrillville's 36,347 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Merrillville's rank of 26th in Indiana: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Merrillville loan is knowable in advance — unlike a revolving card balance.

How Indiana law applies in Merrillville

The rows below set out what a licensed lender must follow in Indiana, and so for Merrillville's roughly 36,347 residents.

Borrowing reach in Merrillville

Merrillville is moderately settled, with about 1,094 people per square mile and 24 larger places within 50 miles. A Indiana licence lets a lender serve Merrillville without a local office, so branch density does not change what its 36,347 residents are offered. The nearest larger city, Gary, IN about 8 miles away.

Merrillville against the rest of Indiana

Merrillville is the 26th-largest of 565 Census places in Indiana and contains about 1.0% of the state's people. For population change between 2020 and 2023, Merrillville ranks 338th of 565 in Indiana (about the 40th percentile). At about 1,094 people per square mile, Merrillville is the 370th most densely settled place in Indiana. The population moved by about 96 people between 2020 and 2023, a 0.3% shift.

Land, water and location for Merrillville

Merrillville's land area is about 33.2 square miles; a further 0.05 square miles is water. Spread across it are roughly 1,094 residents per square mile. For the state's biggest city, Fort Wayne, the distance is roughly 116 miles. Within 50 miles of Merrillville there are 24 larger Census places. By land area it ranks 13th of 565 Indiana places.