Personal loans in Lake Arthur, LA

Work out your debt-to-income ratio first; lenders weigh it heavily, and Lake Arthur's 2,565 residents are no exception. The Census estimates 2,565 residents in Lake Arthur, which ranks it 101st of 302 places in Louisiana. When Louisiana caps or restricts a product, lenders either change the terms or withdraw it from Lake Arthur as from the rest of the state. The trend for Lake Arthur between 2020 and 2023 is downward by roughly 1.0%. Borrowers who want a bigger city can look to Jennings, LA about 10 miles away.

Where Lake Arthur stands

The figures below are Lake Arthur's own — Census population, land area and coordinates — followed by the Louisiana rules.

• Population: 2,565 residents; Lake Arthur is the 101st-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.0% across the 2020-to-2023 comparison.
• Net change: roughly 26 fewer people than the 2020 Census counted.
• Size percentile: roughly 67% of Louisiana places rank below Lake Arthur.
• Population density: about 1,383 people per square mile (Census land area 1.9 sq mi).
• Land area rank: Lake Arthur's 1.9 square miles rank 193rd of 302 places in Louisiana.
• Water: Lake Arthur holds about 0.57 square miles, the 9th-largest water area in Louisiana.
• State share: roughly 0.1% of Louisiana's residents live in Lake Arthur (2,565 people).
• National rank: Lake Arthur sits 6,766th by population among the 19,457 places in this dataset.
• Growth rank: Lake Arthur ranks 78th among Louisiana's 302 places for the 2020-to-2023 change.
• Against the state trend: Lake Arthur's 1.0% change compares with a Louisiana average of -2.1% across its 302 places.
• Density in Louisiana: Lake Arthur ranks 55th by people per square mile.
• Against the state median: Lake Arthur runs about 1,383 residents per square mile, where the Louisiana median is 534.
• Location: coordinates 30.0800, -92.6774 (US Census Bureau Gazetteer).
• Nearest larger cities: Jennings (10 mi); Welsh (13 mi); Crowley (20 mi); Iowa (23 mi); Kaplan (24 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller towns nearby: Mermentau (9 mi); Gueydan (11 mi); Morse (11 mi).
• Within a 50-mile radius: 19 smaller Census places.
• At 100 miles: 59 larger Census places fall inside that radius.

How Lake Arthur compares across Louisiana

Set beside Louisiana's 302 places, Lake Arthur ranks 101st by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Lake Arthur stands 78th among Louisiana's 302 places — roughly the 74th percentile. At about 1,383 people per square mile, Lake Arthur is the 55th most densely settled place in Louisiana. Between 2020 and 2023 the count changed by roughly 26 residents.

A practical checklist for Lake Arthur borrowers

Before you hand your details to a lender in Lake Arthur, where the population is near 2,565:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Louisiana regulator's records to confirm the lender is licensed here.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Lake Arthur as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 2,565 residents.

What a Lake Arthur borrower is actually offered

Lake Arthur is a small community of about 2,565 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Lake Arthur's 2,565 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Lake Arthur loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lake Arthur: area, density and distance

Lake Arthur's land area is about 1.9 square miles; a further 0.57 square miles is water. The resulting density is about 1,383 people per square mile. For the state's biggest city, New Orleans, the distance is roughly 164 miles. Counting outward 50 miles, 22 larger communities surround Lake Arthur. Within the same 50 miles lie 19 smaller Census places.

The state rulebook for Lake Arthur

These are Louisiana's sourced lending facts as they reach Lake Arthur's 2,565 residents; the state has no city-level rate rule.