Personal loans in Gueydan, LA

Gueydan is home to roughly 1,125 people and stands 148th by size out of 302 Census places in Louisiana. Gueydan is a small community in Louisiana, with an estimated 1,125 residents, and every licensed lender here follows the same state rulebook. Gueydan shed about 3.4% of its population between the 2020 base and the 2023 estimate. Decide the purpose of the loan and your repayment plan before sharing any details with a Gueydan lender. Lenders active in Gueydan report to a Louisiana supervisor, identified in the sourced rows below. Borrowers who want a bigger city can look to Lake Arthur, LA about 11 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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Where Gueydan stands

Only a few things actually differ by place — population, area, location, and the Louisiana rules a lender must follow — and they are below.

Population: 1,125 people, a figure that places Gueydan 148th among the 302 Census places in Louisiana (US Census Bureau, Vintage 2023).
Population trend: Roughly 3.4% fewer residents than the 2020 Census counted.
Change in people: the 2020-to-2023 comparison is a loss of about 40 residents.
Size percentile: about 51% of Louisiana communities are smaller than Gueydan (1,125 residents).
Population density: about 1,236 people per square mile across 0.9 square miles of land (Census Gazetteer area, Vintage 2023 population).
Land area: Gueydan covers 0.9 square miles, the 272nd-largest area among Louisiana's 302 places.
Within Louisiana: about 0.1% of the state's population lives in Gueydan.
National rank: Gueydan is the 9,772nd most populous of the 19,457 Census places covered here.
Growth in Louisiana: Gueydan stands 173rd by percentage change from 2020 to 2023, among 302 places.
Versus Louisiana: the state average change is -2.1%, while Gueydan moved 3.4%.
Density rank: Gueydan places 61st among Louisiana's places by people per square mile.
Against the state median: Gueydan runs about 1,236 residents per square mile, where the Louisiana median is 534.
Location: it lies at 30.0290, -92.5070 in the Census Gazetteer.
Nearest larger cities: Lake Arthur (11 mi); Kaplan (13 mi); Crowley (15 mi); Jennings (16 mi); Rayne (20 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
Smaller places nearby: Morse (6 mi); Estherwood (11 mi); Mermentau (12 mi).
Within a 50-mile radius: 14 smaller Census places.
Within 100 miles: 86 places are larger than Gueydan.

How personal loans work in Gueydan

Gueydan is a small community of about 1,125 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Gueydan. A longer term lowers the monthly payment on a Gueydan loan but raises total interest, so the smallest payment is not the cheapest loan.

How Louisiana law applies in Gueydan

This table holds the Louisiana rate and licensing rules for consumer loans made to Gueydan's 1,125 residents.

Rule	Detail	Source
State lending regulator	Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana."	Louisiana Office of Financial Institutions as of 2026-09-16
Licensed-lender consumer loan finance charge caps	36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars"	Louisiana State Legislature as of 2026-09-16
Maximum legal interest rate (usury cap)	12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum."	Louisiana State Legislature as of 2026-09-16

Gueydan on the map

Gueydan's land area is roughly 0.9 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 1,236 residents per square mile. The state's population centre of gravity, New Orleans, is roughly 154 miles away. A 50-mile radius around Gueydan takes in 33 places that are larger. The 100-mile radius contains 86 larger places.

Borrowing reach in Gueydan

Gueydan is moderately settled, with about 1,236 people per square mile and 33 larger places within 50 miles. A Louisiana licence lets a lender serve Gueydan without a local office, so branch density does not change what its 1,125 residents are offered. For a larger market, the closest option is Lake Arthur, LA about 11 miles away.

What to do before borrowing in Gueydan

Complete these steps first when you borrow in Gueydan (1,125 residents):

Get your credit reports, dispute what is wrong, and only then start shopping.
Run the numbers on the personal loan calculator so you know the payment before you apply.
Get several pre-qualifications and compare APR side by side before choosing.
Verify the lender's Louisiana licence with the regulator listed on this page.
Borrow only what the purpose requires, not the maximum you are offered.
Decide the purpose and how you will repay it before approaching any lender.
If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Gueydan as elsewhere in Louisiana, the written terms — not the advertisement — are what count for its 1,125 residents.

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Common questions

What are my options in Gueydan if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Gueydan is the same as anywhere in Louisiana.

What loan size can I expect in Gueydan?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in Gueydan?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in Gueydan cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Morse, LA — population 597
Estherwood, LA — population 678
Mermentau, LA — population 497
Lake Arthur, LA — population 2,565
Kaplan, LA — population 4,165
Crowley, LA — population 11,272
Jennings, LA — population 9,372
Iota, LA — population 1,256