Personal loans in Jennings, LA
Population in Jennings dropped about 4.7% over the three years from 2020 to 2023. By population, Jennings sits at 35th in Louisiana, with an estimated 9,372 residents.
Two households in Jennings with comparable incomes can still be offered different rates; the city's 9,372 residents are not the reason. If debt is already a strain, a nonprofit credit counsellor can help Jennings residents before they take on more. A single loan can carry different costs on either side of a state line, and Jennings sits on the Louisiana side of that line. For a bigger market, look to Crowley, LA about 17 miles away.
Jennings: population, trend and location
Set out below is Jennings's local context next to the state-level rules that reach every lender here.
- Population: 9,372 residents; Jennings is the 35th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 4.7% since the 2020 count.
- Net change: roughly 466 fewer people than the 2020 Census counted.
- Size percentile: about 88% of Louisiana's Census places are smaller than Jennings.
- Population density: about 888 people per square mile across 10.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Jennings's 10.6 square miles rank 29th of 302 places in Louisiana.
- Water: Jennings holds about 0.02 square miles, the 118th-largest water area in Louisiana.
- Share of Louisiana: Jennings holds about 0.5% of the state's population, some 9,372 people.
- National rank: Jennings is the 3,292nd most populous of the 19,457 Census places covered here.
- Growth rank: Jennings ranks 234th among Louisiana's 302 places for the 2020-to-2023 change.
- State comparison: Louisiana's places average -2.1% for 2020-to-2023, against Jennings's 4.7%.
- Density rank: Jennings places 97th among Louisiana's places by people per square mile.
- Density vs Louisiana: Jennings's 888 people per square mile compare with a state median of 534.
- Location: the Census Gazetteer records it at 30.2240, -92.6583.
- Nearest larger cities: Crowley (17 mi); Lake Charles (33 mi); Abbeville (36 mi); Carencro (37 mi); Opelousas (40 mi). Lenders licensed in the state serve Jennings whether or not they keep a local branch.
- Smaller places close by: Mermentau (5 mi); Welsh (9 mi); Lake Arthur (10 mi).
- Smaller neighbours: 42 places smaller than Jennings sit within 50 miles.
- Within 100 miles: 25 places are larger than Jennings.
The geography behind Jennings
Jennings's land area is about 10.6 square miles; a further 0.02 square miles is water. With 9,372 residents, the land area yields roughly 888 people per square mile. The largest place in Louisiana, New Orleans, lies about 163 miles away. Within 50 miles of Jennings there are 8 larger Census places. By land area it ranks 29th of 302 Louisiana places.
What to do before borrowing in Jennings
Before you hand your details to a lender in Jennings, where the population is near 9,372:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Model the payment on the calculator before a lender models it for you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Louisiana licence by checking the regulator named above.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
The process is identical across Louisiana; what changes is your credit file, not the fact that Jennings holds 9,372 people.
Where Jennings sits in Louisiana
Within Louisiana, Jennings holds roughly 0.5% of all residents, the 35th-largest share among 302 places. For population change between 2020 and 2023, Jennings ranks 234th of 302 in Louisiana (about the 23th percentile). Its roughly 888 residents per square mile place it 97th among Louisiana's places. In land area, Jennings ranks 29th among Louisiana's 302 places.
Lender access in Jennings
With about 888 residents per square mile, Jennings is moderately settled, and 8 larger Census places sit within 50 miles. Whether Jennings has a local branch or not, a Louisiana-licensed lender can serve its 9,372 people online on the same terms. The nearest larger city, Crowley, LA about 17 miles away.
The state rulebook for Jennings
Louisiana has no separate rate rule for Jennings; the sourced rows below are what reach every lender that serves its 9,372 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Louisiana Office of Financial Institutions (OFI), Non-Depository Division Source says: "OFI is responsible for the supervision of various entities which provide financial services to the citizens of the State of Louisiana." | Louisiana Office of Financial Institutions as of 2026-09-16 |
| Licensed-lender consumer loan finance charge caps | 36% first $1,400; 27% to $4,000; 24% to $7,000; 21% above (R.S. 9:3519(A)) Source says: "Thirty-six percent per year for that portion of the unpaid principal amount of the loan not exceeding one thousand four hundred dollars" | Louisiana State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per annum maximum conventional interest (La. R.S. 9:3500(C)(1)) Source says: "The amount of the conventional interest cannot exceed twelve percent per annum." | Louisiana State Legislature as of 2026-09-16 |
Common questions
What are my options in Jennings if my credit is poor?
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Does comparing loans in Jennings cost me credit score points?
Nearby places
- Mermentau, LA — population 497
- Lake Arthur, LA — population 2,565
- Welsh, LA — population 3,289
- Morse, LA — population 597
- Iota, LA — population 1,256
- Estherwood, LA — population 678
- Gueydan, LA — population 1,125
- Elton, LA — population 986