Personal loans in Kermit, WV

For a community of about 294, the practical step is to compare APR across at least three lenders before committing. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Kermit's 294 residents. A 2020-to-2023 comparison shows Kermit down by about 6.7%. The nearest larger metro is Inez, KY about 7 miles away.

What the Census records for Kermit

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

• Population: 294 people, a figure that places Kermit 182nd among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 6.7% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
• Size percentile: about 21% of West Virginia communities are smaller than Kermit (294 residents).
• Density: roughly 750 residents per square mile, spread over 0.4 sq mi of land.
• Land area: Kermit covers 0.4 square miles, the 185th-largest area among West Virginia's 230 places.
• Share of state population: Kermit's 294 residents are about 0.0% of West Virginia.
• National rank: Kermit is 15,186th of 19,457 places nationwide.
• Growth in West Virginia: Kermit stands 216th by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Kermit's 6.7% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Kermit is the 156th most densely settled place in West Virginia.
• Density in context: Kermit's 750 people per square mile sit against a West Virginia median of 1,021.
• Location: 37.8425 / -82.4086, per the US Census Bureau Gazetteer.
• Nearest larger cities: Inez (7 mi); Williamson (14 mi); Delbarton (15 mi); Matewan (20 mi); Louisa (22 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities close by: Warfield (1 mi); Allen (24 mi); Blaine (27 mi), each with its own Census population profile.
• Smaller places within 50 miles: 9 of them.
• Larger places within 100 miles: 207.

Getting a loan in Kermit

With about 750 residents per square mile, Kermit is moderately settled, and 55 larger Census places sit within 50 miles. Whether Kermit has a local branch or not, a West Virginia-licensed lender can serve its 294 people online on the same terms. The nearest bigger place is Inez, KY about 7 miles away.

Kermit against the rest of West Virginia

Kermit is the 182nd-largest of 230 Census places in West Virginia and contains about 0.0% of the state's people. For population change between 2020 and 2023, Kermit ranks 216th of 230 in West Virginia (about the 6th percentile). Its roughly 750 residents per square mile place it 156th among West Virginia's places. Within 50 miles sit 9 smaller Census places, alongside the 55 that are larger.

The geography behind Kermit

Kermit's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 750 people per square mile. Charleston, the largest place in West Virginia, is about 55 miles from Kermit. A 50-mile radius around Kermit takes in 55 places that are larger. The 100-mile radius contains 207 larger places.

How a Kermit personal loan is priced

Kermit is a small community of about 294 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Kermit. Because the payment is fixed, the total cost of a Kermit loan is knowable in advance — unlike a revolving card balance.

How West Virginia law applies in Kermit

For the roughly 294 residents of Kermit, the rules below are West Virginia's own; each row carries its publisher and retrieval date.