Personal loans in Delbarton, WV

State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Delbarton's 395 residents. Delbarton is home to roughly 395 people and stands 163rd by size out of 230 Census places in West Virginia. Use the calculator on this page to price an amount and term before you commit in Delbarton. Delbarton lost roughly 6.0% of its population across the 2020-to-2023 comparison. The nearest larger metro is Williamson, WV about 5 miles away.

Where Delbarton stands

Most of what governs a Delbarton loan is written in West Virginia law rather than in the city; the sourced notes below make that split concrete.

• Population: an estimated 395 residents, 163rd of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 6.0% across the 2020-to-2023 comparison.
• Absolute change: 25 residents lost between 2020 and 2023.
• Size percentile: about 29% of West Virginia's Census places are smaller than Delbarton.
• Population density: about 199 people per square mile (Census land area 2.0 sq mi).
• By land area: Delbarton ranks 52nd among West Virginia's 230 places, at 2.0 sq mi.
• State share: roughly 0.1% of West Virginia's residents live in Delbarton (395 people).
• Nationally: Delbarton is the 14,145th-largest of 19,457 Census places in the dataset.
• Growth in West Virginia: Delbarton stands 209th by percentage change from 2020 to 2023, among 230 places.
• Versus West Virginia: the state average change is -3.0%, while Delbarton moved 6.0%.
• Density in West Virginia: Delbarton ranks 227th by people per square mile.
• Against the state median: Delbarton runs about 199 residents per square mile, where the West Virginia median is 1,021.
• Location: 37.7052, -82.1861 (Census Gazetteer coordinates).
• Nearest larger cities: Williamson (5 mi); Logan (15 mi); Man (17 mi); Chapmanville (20 mi); Inez (22 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Matewan (6 mi); Kermit (15 mi); West Logan (15 mi).
• Smaller neighbours: 20 places smaller than Delbarton sit within 50 miles.
• At 100 miles: 192 larger Census places fall inside that radius.

Delbarton in state context

Against West Virginia's other places, Delbarton accounts for about 0.1% of the state's population and ranks 163rd of 230 by size. Its 2020-to-2023 change ranks 209th of 230 West Virginia places, putting it near the 9th percentile for growth. At about 199 people per square mile, Delbarton is the 227th most densely settled place in West Virginia. In land area, Delbarton ranks 52nd among West Virginia's 230 places.

What West Virginia law requires in Delbarton

The rows below set out what a licensed lender must follow in West Virginia, and so for Delbarton's roughly 395 residents.

Land, water and location for Delbarton

Delbarton covers about 2.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 199 residents per square mile. The largest place in West Virginia, Charleston, lies about 54 miles away. Counting outward 50 miles, 37 larger communities surround Delbarton. Within the same 50 miles lie 20 smaller Census places.

Steps to take before a Delbarton loan

For Delbarton's roughly 395 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Delbarton-specific: the same West Virginia licensing and disclosure rules reach all 395 residents.

How lenders reach Delbarton

At roughly 199 people per square mile, Delbarton is lightly settled; 37 larger places lie within 50 miles. Whether Delbarton has a local branch or not, a West Virginia-licensed lender can serve its 395 people online on the same terms. For a larger market, the closest option is Williamson, WV about 5 miles away.