Personal loans in Louisa, KY

The Louisa data picture

What follows is Louisa's place in the Census record, alongside the Kentucky rules that govern a personal loan made here.

• Population: 2,591 — Louisa ranks 121st of 416 communities in Kentucky (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 3.2% from 2020 to 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 86 residents.
• Size percentile: Louisa's 2,591 people outrank roughly 71% of the places in Kentucky.
• Land and density: 2.2 square miles of land carry roughly 1,155 residents per square mile.
• By land area: Louisa ranks 153rd among Kentucky's 416 places, at 2.2 sq mi.
• Water area rank: Louisa ranks 155th among Kentucky's 416 places, with 0.02 sq mi.
• State share: roughly 0.1% of Kentucky's residents live in Louisa (2,591 people).
• National rank: Louisa is the 6,733rd most populous of the 19,457 Census places covered here.
• Growth in Kentucky: Louisa stands 379th by percentage change from 2020 to 2023, among 416 places.
• State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Louisa's 3.2%.
• Density rank: Louisa is the 187th most densely settled place in Kentucky.
• Density vs Kentucky: Louisa's 1,155 people per square mile compare with a state median of 1,045.
• Location: mapped by the US Census Bureau at 38.1116, -82.6152.
• Nearest larger cities: Kenova (20 mi); South Point (22 mi); Paintsville (23 mi); Huntington (23 mi); Grayson (23 mi). Online lenders reach Louisa no matter how far the nearest branch is.
• Smaller places nearby: Fort Gay (1 mi); Wayne (12 mi); Blaine (14 mi).
• Smaller places within 50 miles: 43 of them.
• Within 100 miles: 67 places are larger than Louisa.

The Kentucky lending rules that reach Louisa

Read the table as a lender's compliance picture for Louisa: the rule, the sourced figure, the publisher and the date.

Getting a loan in Louisa

Louisa is moderately settled, with about 1,155 people per square mile and 21 larger places within 50 miles. Lenders licensed in Kentucky reach Louisa's 2,591 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kenova, WV about 20 miles away.

What shapes a Louisa personal loan

Louisa is a small community of about 2,591 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Louisa's 2,591 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Louisa loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

The geography behind Louisa

The Census Gazetteer records 2.2 square miles of land and 0.02 square miles of water within Louisa. Spread across it are roughly 1,155 residents per square mile. The state's population centre of gravity, Lexington-Fayette, is roughly 100 miles away. Within 50 miles of Louisa there are 21 larger Census places. Within the same 50 miles lie 43 smaller Census places.

Louisa's place among Kentucky's 416 places

Set beside Kentucky's 416 places, Louisa ranks 121st by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 379th of 416 Kentucky places, putting it near the 9th percentile for growth. Its roughly 1,155 residents per square mile place it 187th among Kentucky's places. In land area, Louisa ranks 153rd among Kentucky's 416 places.