Personal loans in Kenova, WV
Two households in Kenova with comparable incomes can still be offered different rates; the city's 2,897 residents are not the reason. Kenova ranks 42nd of 230 places in West Virginia, with a population near 2,897. For a bigger market, look to South Point, OH about 1 miles away. Kenova lost roughly 4.6% of its population across the 2020-to-2023 comparison. Lenders active in Kenova report to a West Virginia supervisor, identified in the sourced rows below. Verify the lender's West Virginia licence against the regulator named below before borrowing in Kenova.
Local context for Kenova
Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.
- Population: 2,897 people, a figure that places Kenova 42nd among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 4.6%.
- Net change: roughly 139 fewer people than the 2020 Census counted.
- Size percentile: roughly 82% of West Virginia places rank below Kenova.
- Density: the Census land area of 1.3 sq mi holds about 2,196 people per square mile.
- By land area: Kenova ranks 72nd among West Virginia's 230 places, at 1.3 sq mi.
- Water area: Kenova has 0.34 square miles of water, ranking 19th of 230 places in West Virginia.
- Share of West Virginia: Kenova holds about 0.5% of the state's population, some 2,897 people.
- National rank: Kenova sits 6,385th by population among the 19,457 places in this dataset.
- Growth in West Virginia: Kenova stands 183rd by percentage change from 2020 to 2023, among 230 places.
- Versus West Virginia: the state average change is -3.0%, while Kenova moved 4.6%.
- Density rank: Kenova is the 24th most densely settled place in West Virginia.
- Density vs West Virginia: Kenova's 2,196 people per square mile compare with a state median of 1,021.
- Location: the Census Gazetteer records it at 38.4022, -82.5821.
- Nearest larger cities: South Point (1 mi); Ashland (5 mi); Huntington (8 mi); Russell (10 mi); Ironton (10 mi). Lenders licensed in the state serve Kenova whether or not they keep a local branch.
- Nearest smaller towns: Catlettsburg (2 mi); Ceredo (2 mi); Coal Grove (7 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 53 of them.
- At 100 miles: 62 larger Census places fall inside that radius.
Lender access in Kenova
Kenova is fairly dense, with about 2,196 people per square mile and 20 larger places within 50 miles. Lenders licensed in West Virginia reach Kenova's 2,897 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is South Point, OH about 1 miles away.
Kenova on the map
Kenova's land area is about 1.3 square miles; a further 0.34 square miles is water. That land carries about 2,196 people per square mile. The state's population centre of gravity, Charleston, is roughly 52 miles away. A 50-mile radius around Kenova takes in 20 places that are larger. By land area it ranks 72nd of 230 West Virginia places.
West Virginia consumer-lending rules applied in Kenova
The rows below set out what a licensed lender must follow in West Virginia, and so for Kenova's roughly 2,897 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Payday lending status | Traditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A Source says: Traditional "Payday Lenders" are generally prohibited within this state. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
Kenova against the rest of West Virginia
Among West Virginia's 230 places, Kenova sits at 42nd for population, a share of roughly 0.5% of the state. Its 2020-to-2023 change ranks 183rd of 230 West Virginia places, putting it near the 20th percentile for growth. By density, at about 2,196 people per square mile, it ranks 24th in West Virginia. In land area, Kenova ranks 72nd among West Virginia's 230 places.
What shapes a Kenova personal loan
In Kenova, a small community of about 2,897, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Kenova can be quoted different APRs on the same amount and term. The term you choose in Kenova decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- South Point, OH — population 3,679
- Catlettsburg, KY — population 1,738
- Ceredo, WV — population 1,341
- Ashland, KY — population 21,154
- Coal Grove, OH — population 1,827
- Chesapeake, OH — population 729
- Bellefonte, KY — population 886
- Huntington, WV — population 45,325