Personal loans in Keo, AR

If you are weighing a personal loan in Keo, start from the payment you can carry; its 203 residents face the same statewide rules. Verify the lender's Arkansas licence against the regulator named below before borrowing in Keo. Lenders active in Keo report to a Arkansas supervisor, identified in the sourced rows below. The next larger city is England, AR about 5 miles away.

Borrowing in Keo: the local picture

Read the local figures below as context; read the sourced Arkansas table as the rulebook a lender here must follow.

• Population: an estimated 203 residents, 370th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
• Population trend: About 1.0% below the 2020 Census base.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 26% of Arkansas places rank below Keo.
• Density: roughly 41 residents per square mile, spread over 4.9 sq mi of land.
• Land area rank: Keo's 4.9 square miles rank 125th of 500 places in Arkansas.
• Water area rank: Keo ranks 111th among Arkansas's 500 places, with 0.04 sq mi.
• State share: roughly 0.0% of Arkansas's residents live in Keo (203 people).
• National rank: Keo sits 16,440th by population among the 19,457 places in this dataset.
• Growth in Arkansas: Keo stands 285th by percentage change from 2020 to 2023, among 500 places.
• Against the state trend: Keo's 1.0% change compares with a Arkansas average of +0.3% across its 500 places.
• Density rank: Keo places 492nd among Arkansas's places by people per square mile.
• Density vs Arkansas: Keo's 41 people per square mile compare with a state median of 386.
• Location: 34.6093, -92.0116 (US Census Bureau Gazetteer).
• Nearest larger cities: England (5 mi); Wrightsville (12 mi); Lonoke (14 mi); Humnoke (15 mi); Redfield (15 mi). Larger metros often have more branches, but online lenders reach Keo on the same terms.
• Smaller places nearby: Coy (9 mi); Allport (14 mi); Sherrill (16 mi).
• Within a 50-mile radius: 13 smaller Census places.
• Larger places within 100 miles: 202.

Keo: area, density and distance

Keo covers about 4.9 square miles of land, with 0.04 square miles of water inside its boundaries (Census Gazetteer). The resulting density is about 41 people per square mile. The largest place in Arkansas, Little Rock, lies about 21 miles away. Counting outward 50 miles, 64 larger communities surround Keo. Within the same 50 miles lie 13 smaller Census places.

What is available to Keo borrowers

Keo is sparsely settled, with about 41 people per square mile and 64 larger places within 50 miles. Distance to a branch rarely matters for Keo's 203 residents: the application is online and the price follows your credit file. For a larger market, the closest option is England, AR about 5 miles away.

Steps to take before a Keo loan

A sensible order of operations for a loan in Keo, home to about 203 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Arkansas licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across Arkansas; what changes is your credit file, not the fact that Keo holds 203 people.

How Arkansas law applies in Keo

Arkansas has no separate rate rule for Keo; the sourced rows below are what reach every lender that serves its 203 people.

Where Keo sits in Arkansas

Within Arkansas, Keo holds roughly 0.0% of all residents, the 370th-largest share among 500 places. On the 2020-to-2023 trend, Keo stands 285th among Arkansas's 500 places — roughly the 43th percentile. By density, at about 41 people per square mile, it ranks 492nd in Arkansas. The population moved by about 2 people between 2020 and 2023, a 1.0% shift.