Personal loans in Redfield, AR
The first question in Redfield is not the rate on offer but whether the payment fits; about 1,490 people live here under Arkansas lending law.
When Arkansas caps or restricts a product, lenders either change the terms or withdraw it from Redfield as from the rest of the state. By population, Redfield sits at 159th in Arkansas, with an estimated 1,490 residents. Pull your credit reports and line up at least three offers before you apply from Redfield. From the 2020 Census base to the 2023 estimate, the population declined by about 1.0%. The nearest larger city is White Hall, AR about 12 miles away.
What the Census records for Redfield
Only a few things actually differ by place — population, area, location, and the Arkansas rules a lender must follow — and they are below.
- Population: an estimated 1,490 residents, 159th of 500 places in Arkansas (Census Vintage 2023 subcounty estimate).
- Population trend: About 1.0% below the 2020 Census base.
- Net change: roughly 15 fewer people than the 2020 Census counted.
- Size percentile: roughly 68% of Arkansas places rank below Redfield.
- Population density: about 482 people per square mile across 3.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Redfield ranks 183rd among Arkansas's 500 places, at 3.1 sq mi.
- Water area rank: Redfield ranks 93rd among Arkansas's 500 places, with 0.05 sq mi.
- State share: roughly 0.1% of Arkansas's residents live in Redfield (1,490 people).
- National rank: Redfield is 8,710th of 19,457 places nationwide.
- Growth rank: Redfield's 2020-to-2023 change ranks 287th of 500 places in Arkansas.
- Versus Arkansas: the state average change is +0.3%, while Redfield moved 1.0%.
- Density in Arkansas: Redfield ranks 195th by people per square mile.
- Against the state median: Redfield runs about 482 residents per square mile, where the Arkansas median is 386.
- Location: coordinates 34.4393, -92.1885 (US Census Bureau Gazetteer).
- Nearest larger cities: White Hall (12 mi); Wrightsville (13 mi); England (15 mi); Sheridan (17 mi); Shannon Hills (17 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Sherrill (14 mi); Keo (15 mi); Coy (19 mi) — useful context for the surrounding area.
- Smaller neighbours: 35 places smaller than Redfield sit within 50 miles.
- Larger places within 100 miles: 78.
Arkansas rules behind a Redfield personal loan
For the roughly 1,490 residents of Redfield, the rules below are Arkansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Arkansas State Bank Department Source says: "The Department is charged with regulating state-chartered commercial banks with main offices in Arkansas". | Arkansas State Bank Department as of 2026-09-16 |
| Small-loan / installment lender licensing | See the latest published figure value_text left null: the State Bank Department does not publish a consumer small-loan license rate schedule that could be verified; storefront payday lending has been eliminated (see Payday lending status). See the linked regulator page for the licensee categories it supervises. | Arkansas State Bank Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 17% per annum for loans not made by or to governmental units or by federally insured depository institutions (Amendment 89, effective January 1, 2011) Source says: "shall not exceed seventeen percent (17%) per annum". | Arkansas Legislature — Arkansas Constitution, Amendment 89, § 3 (proposed by H.J.R. 1004 of 2009) as of 2026-09-16 |
What is available to Redfield borrowers
With about 482 residents per square mile, Redfield is lightly settled, and 30 larger Census places sit within 50 miles. A Arkansas licence lets a lender serve Redfield without a local office, so branch density does not change what its 1,490 residents are offered. The nearest larger city, White Hall, AR about 12 miles away.
How personal loans work in Redfield
With roughly 1,490 residents, Redfield is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Redfield can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Redfield loan but raises total interest, so the smallest payment is not the cheapest loan.
Redfield against the rest of Arkansas
Within Arkansas, Redfield holds roughly 0.1% of all residents, the 159th-largest share among 500 places. On the 2020-to-2023 trend, Redfield stands 287th among Arkansas's 500 places — roughly the 43th percentile. By density, at about 482 people per square mile, it ranks 195th in Arkansas. Within 50 miles sit 35 smaller Census places, alongside the 30 that are larger.
Redfield on the map
Inside Redfield's boundaries lie roughly 3.1 square miles of land and 0.05 square miles of water. With 1,490 residents, the land area yields roughly 482 people per square mile. The largest place in Arkansas, Little Rock, lies about 22 miles away. Within 50 miles of Redfield there are 30 larger Census places. By land area it ranks 183rd of 500 Arkansas places.
Common questions
What are my options in Redfield if my credit is poor?
What loan size can I expect in Redfield?
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Does comparing loans in Redfield cost me credit score points?
Nearby places
- Wrightsville, AR — population 1,602
- White Hall, AR — population 5,437
- Sherrill, AR — population 52
- England, AR — population 2,441
- Keo, AR — population 203
- Shannon Hills, AR — population 4,685
- Sheridan, AR — population 5,202
- Pine Bluff, AR — population 39,123